Which insurance company is right for you? Compare rates, plans, and quotes from Country and Alfa.
Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. In 1997, based on their principle of putting people first, the client's service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company®, and its respective subsidiaries are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch, and crop insurance, and retirement planning, education funding, annuities, and planning services.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Country Overview and ALFA Overview.
Below is a list of the average rates that drivers typically pay with Country and ALFA. On average, Country charges approximately $145.16 per month while ALFA comes in at around $174.83 per month. For Country, the cheapest state average is Illinois at $98.56 per month and the most expensive is Minnesota at $205.30 per month. For ALFA, the cheapest state average is Virginia at $147.10 per month and the most expensive is Arkansas at $171.20 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Country and ALFA typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Country||ALFA|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Country charges $152.14 per month and ALFA charges $180.59 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Country and Alfa ranked among the industry ratings.
|NAIC Complaint Index||0.22|
|NAIC Complaint Ratio||0.82|
What coverage is available through Country and Alfa? Both insurance companies offer Auto, Commercial, Farm, Health, Home, Life, Renters, and RV insurance. Additional products from Country insurance also includes Condo, Motorcycle, and Pet insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Country and ALFA Insurance page.
Country offers a wide range of discounts to its policyholders, including Anti-theft, College Graduate, and Defensive Driver discounts. Alfa also offers a few discounts that Country doesn’t including Youth Safety Test, Youth Defensive Driver Test, and Teacher discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Country insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Advance Quote Discount||Airbags Discount|
|Anti-theft Discount||Burglar Alarm Discount|
|College Graduate Discount||Claims-free Discount|
|Defensive Driver Discount||Defensive Driver Discount|
|Discounts for Teens||Driver Education|
|Engaged Couple Discount||Driver Training Discounts|
|Good Driver Discount||Good Student Discount|
|Good Student||Home and Auto Bundle Discount|
|Legacy Discount||Homeowner Discount|
|Multi-car Discount||Multi-car Discount|
|Multi-policy Discount||Multi-policy Discount|
|Occupation Discount||Smoke Alarm Discount|
|Youth Defensive Driver Test|
|Youth Safety Test|
The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
|Country Mobile App|
|iOS||4.5||40 user reviews|
|Android||4.1||35 user reviews|
|Alfa Mobile App|
|iOS||4.7||1.9 user reviews|
|Android||3.7||251 user reviews|
|Country Contact Info|
|Address||1701 N Towanda Ave, Bloomington, IL 61701-2057|
|Phone||1 (866) 268-6879|
|Alfa Contact Info|
|Address||P.O. Box 11000, Montgomery, AL 36191-0001|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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