Country vs. Hastings Mutual Insurance

Which insurance provider is right for you? Compare savings, rates, and quotes from Country and Hastings Mutual.

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Country vs. Hastings Mutual: What You Need to Know

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. In 1997, based on their principle of putting people first, the client service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company®, and its respective subsidiaries are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch, and crop insurance, and retirement planning, education funding, annuities, and planning services.

After more than 130 years since it began, Hastings Mutual is an award-winning, regional property casualty insurance company providing top quality insurance products through a network of independent agents. The company offers insurance products for businesses, farms, and individuals in 6 Midwestern states, including Illinois, Indiana, Iowa, Michigan, Ohio, and Wisconsin.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Country Overview and Hastings Mutual Insurance Co Overview.

Country vs. Hastings Mutual Insurance Co: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Country and Hastings Mutual Insurance Co. On average, Country charges approximately $143.35 per month while Hastings Mutual Insurance Co comes in at around $157.02 per month. For Country, the cheapest state average is Nevada at $138.53 per month and the most expensive is Georgia at $162.30 per month. For Hastings Mutual Insurance Co, the cheapest state average is Illinois at $139.35 per month and the most expensive is Michigan at $159.05 per month.

Country

Average Rate

$143.35
Hastings Mutual Insurance Co

Average Rate

$157.02
National

Average Rate

$133.56
State Country Hastings Mutual Insurance Co
Arizona $161.11 -
Georgia $162.30 -
Illinois- $139.35
Michigan- $159.05
Nevada $138.53 -

Country vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Country and Hastings Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Country Hastings Mutual Insurance Co
1 Vehicle $132.96 $154.48
2 Vehicles $177.25 $192.60

Country vs. Hastings Mutual Insurance Co: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Country charges $156.37 per month and Hastings Mutual Insurance Co charges $145.75 per month for customers who own their home.

Own/Rent Country Hastings Mutual Insurance Co
Own $156.37 $145.75
Rent $136.48 $160.08

What is Country and Hastings Mutual Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Country and Hastings Mutual ranked among the industry ratings.

ComparisonCountryHastings Mutual
Year Founded19251885
Market Share0.49%0.2% (2018)
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingAbove Average
NAIC Complaint Index0.22

Country or Hastings Mutual: Insurance Products Offered

What coverage is available through Country and Hastings Mutual? Both insurance companies offer Auto, Commercial, Condo, Farm, Home, Renters, and RV insurance. Additional products from Country insurance also includes Health, Life, Motorcycle, and Pet insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Country and Hastings Mutual Insurance Co Insurance page.

InsuranceCountryHastings Mutual
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance

Country or Hastings Mutual: Ways To Save

Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. Country also offers a few discounts that Hastings Mutual doesn’t including Occupation, Legacy, and Good Driver discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Country insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

CountryHastings Mutual
Advance Quote DiscountAway at School Discount
Anti-theft DiscountClaim Free Discount
College Graduate DiscountDefensive Driving Discount
Defensive Driver DiscountGood Student Discount
Discounts for TeensMulti-car Discount
Engaged Couple DiscountMulti-policy Discount
Good Driver DiscountPaid in Full Discount
Good StudentPaperless Bills Discount
Legacy Discount
Multi-car Discount
Multi-policy Discount
Occupation Discount

Pros & Cons of Country & Hastings Mutual

Pros

Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.
Hastings Mutual
  • Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
  • Established history: the company has 130 years of service and has built a good reputation among its customers.
  • It has affordable rates.
  • Offers Multi-Policy discounts.

Cons

Country
  • It doesn’t reward loyal customers.
Hastings Mutual
  • Limited service: coverage is available in only 6 midwestern states across the US.
  • It doesn’t offer an online application, you need to call an agent for a quote.

Country or Hastings Mutual Mobile Apps Options

The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews
Hastings Mutual Mobile App
Hastings Mutual does not currently have a mobile app.

Country & Hastings Mutual Contact Info

Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/
Hastings Mutual Contact Info
Address404 E. Woodlawn Ave. Hastings, MI 49058
Phone1-800-442-8277
Websitehttps://www.hastingsmutual.com/
Facebookhttps://www.facebook.com/HastingsMutual/
Linkedinhttps://www.linkedin.com/company/hastings-mutual-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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