Which insurance provider is right for you? Compare rates, ratings, and quotes from Direct Auto and 21st Century.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.
Below is a list of the average rates that drivers typically pay with Direct Auto and 21st Century. On average, Direct Auto charges approximately $131.11 per month while 21st Century comes in at around $208.96 per month. For Direct Auto, the cheapest state average is North Carolina at $56.22 per month and the most expensive is Washington at $272.71 per month. For 21st Century, the cheapest state average is California at $181.07 per month and the most expensive is Florida at $250.39 per month.
|State||Direct Auto||21st Century|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Direct Auto and 21st Century typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Direct Auto||21st Century|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Direct Auto charges $115.43 per month and 21st Century charges $203.55 per month for customers who own their home.
|Own/Rent||Direct Auto||21st Century|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Direct Auto and 21st Century ranked among the industry ratings.
|Comparison||Direct Auto||21st Century|
|JD Power Ranking||About Average|
|NAIC Complaint Index||6.06||1.47|
What coverage is available through Direct Auto and 21st Century? Both insurance companies offer Auto, Motorcycle, and RV insurance. Additional products from Direct Auto insurance also includes Commercial and Health insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Direct Auto and 21st Century Insurance page.
|Insurance||Direct Auto||21st Century|
21st Century offers a wide range of discounts to its policyholders, including Multi-Car, Paperless & Autopay, and Safe Driver discounts. Direct Auto also offers a few discounts that 21st Century doesn’t include Welcome Back, Senior Citizen, and Renewal discounts. Start taking advantage of discounts offered by insurance providers like 21st Century and Direct Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Direct Auto||21st Century|
|Affinity Discount||Mature Driver Discount|
|Good Student Discount||Multi-Car Discount|
|Homeowner Discount||Paperless & Autopay Discount|
|Mileage Discount||Safe Driver Discount|
|Prior Coverage Discount|
|Safe Driver Discount|
|Senior Citizen Discount|
|Welcome Back Discount|
The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
|Direct Auto Mobile App|
|Direct Auto does not currently have a mobile app.|
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|Direct Auto Contact Info|
|Address||1128 Murfreesboro Road, Nashville, TN|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.