Which insurance company is right for you? Compare pros & cons, premiums, and quotes from Direct Auto and American National.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
Although the majority of the stock continues to be controlled by the Moody family through the Moody Foundation and Libby Shearn Moody Trust, the American National Family of Companies is a publicly-traded company under the NASDAQ symbol ANAT. Today, the company provides service for more than 5 million policyholders and it’s an S&P 500 company ranking the top 5% nationwide.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Direct Auto Overview and American National P&C Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Direct Auto and American National ranked among the industry ratings.
Comparison | Direct Auto | American National |
---|---|---|
Year Founded | 1991 | 1905 |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
NAIC Complaint Index | 6.06 | |
NAIC Complaint Ratio | 0.23% | |
S&P Rating | A |
What coverage is available through Direct Auto and American National? Both insurance companies offer Auto, Commercial, Health, Motorcycle, and RV insurance. Additional products from American National insurance also includes Condo, Farm, Home, Life, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Direct Auto and American National P&C Insurance page.
Insurance | Direct Auto | American National |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | ✔ |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
American National offers a wide range of discounts to its policyholders, including Common cause of Loss, Fresh Start, and Multi-policy discounts. Direct Auto also offers a few discounts that American National doesn’t including Welcome Back, Senior Citizen, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like American National and Direct Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Direct Auto | American National |
---|---|
Affinity Discount | Collision Waiver Discount |
Good Student Discount | Common cause of Loss Discount |
Homeowner Discount | Fresh Start Discount |
Mileage Discount | Multi-policy Discount |
Military Discount | No Claims Cashback Bonus |
Multi-Car Discount | Three Lines Discount |
Multi-Product Discount | |
Prior Coverage Discount | |
Renewal Discount | |
Safe Driver Discount | |
Senior Citizen Discount | |
Welcome Back Discount |
AN Mobile App is available for iOS and Android. This mobile app provides you access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
Direct Auto Mobile App | ||
---|---|---|
Direct Auto does not currently have a mobile app. |
American National Mobile App | ||
---|---|---|
iOS | 2.7 | 34 user reviews |
Android | 3 | 50 user reviews |
Direct Auto Contact Info | |
---|---|
Address | 1128 Murfreesboro Road, Nashville, TN |
Phone | 1-877-463-4732 |
Website | https://www.directauto.com/ |
http://www.facebook.com/directautoIns | |
https://twitter.com/directautoins | |
Youtube | https://www.youtube.com/user/DirectAutoIns |
https://www.instagram.com/directautoins/ |
American National Contact Info | |
---|---|
Address | One Moody Plaza - Galveston, Texas - 77550 |
Phone | 1-800-333-2860 |
Website | https://www.americannational.com/ |
https://www.facebook.com/AmericanNationalInsuranceCompany | |
Youtube | https://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg |
https://www.linkedin.com/company/american-national-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Answer a few questions and let Penny find the best rates in your area.