Direct Auto vs. Grinnell Insurance

Direct Auto vs. Grinnell: What You Need to Know

In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.

Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

In 1909, the company was formed in Greenfield, Iowa as “Iowa Farmers Mutual Reinsurance Association” by John Evans, who wanted to offer reinsurance for county mutuals in Iowa. In 1933, the company moved to Grinnell, Iowa and changed its name to Farmers Mutual Reinsurance Association. In 1948, they changed the name again to Farmers Mutual Reinsurance Company. In 1963 they adopted the name Grinnell Mutual Reinsurance Company.

Grinnell Insurance has been recognized as an Iowa Top Workplace since 2011.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Direct Auto Overview and Grinnell Mutual Overview.

Direct Auto vs. Grinnell Mutual: How much are the Average Rates?

Direct Auto vs. Grinnell Mutual: Rates by Number of Vehicle

Direct Auto vs. Grinnell Mutual: Rates by Homeownership

What is Direct Auto and Grinnell Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Direct Auto and Grinnell ranked among the industry ratings.

Direct Auto or Grinnell: Insurance Products Offered

What coverage is available through Direct Auto and Grinnell? Both insurance companies offer Auto and Commercial insurance. Additional products from Grinnell insurance also includes Farm, Health, Home, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Direct Auto and Grinnell Mutual Insurance page.

Direct Auto or Grinnell: Ways To Save

Direct Auto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Mileage discounts. Grinnell also offers a few discounts that Direct Auto doesn’t include Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Grinnell and Direct Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Direct Auto or Grinnell Mobile Apps Options

Direct Auto & Grinnell Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.