Donegal Mutual vs. 21st Century Insurance

Which insurance provider is right for you? Compare discounts, rates, and quotes from Donegal Mutual and 21st Century.

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Donegal Mutual vs. 21st Century: What You Need to Know

Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Donegal Mutual Insurance Co Overview and 21st Century Overview.

Donegal Mutual Insurance Co vs. 21st Century: How much are the Average Rates?

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Donegal Mutual Insurance Co vs. 21st Century: Rates by Number of Vehicle

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Donegal Mutual Insurance Co vs. 21st Century: Rates by Homeownership

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What is Donegal Mutual and 21st Century Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Donegal Mutual and 21st Century ranked among the industry ratings.

ComparisonDonegal Mutual21st Century
Year Founded18891958
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
NAIC Complaint Index4.091.47
S&P RatingAA+

Donegal Mutual or 21st Century: Insurance Products Offered

What coverage is available through Donegal Mutual and 21st Century? Both insurance companies offer Auto, Home, and RV insurance. Additional products from Donegal Mutual insurance also includes Commercial, Farm, Life,  and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Donegal Mutual Insurance Co and 21st Century Insurance page.

InsuranceDonegal Mutual21st Century
Auto Insurance
Commercial Insurance
Farm Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
RV Insurance

Donegal Mutual or 21st Century: Ways To Save

21st Century offers a wide range of discounts to its policyholders, including Multi-Car, Paperless & Autopay, and Safe Driver discounts. Donegal Mutual also offers a few discounts that 21st Century doesn’t including Safety Features, Multi-policy, and Home and Auto Bundle discounts. Start taking advantage of discounts offered by insurance providers like 21st Century and Donegal Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Donegal Mutual21st Century
Carpool DiscountMature Driver Discount
Driver’s Education Course DiscountMulti-Car Discount
Extra Edge Discounts for Superior DriversPaperless & Autopay Discount
First Accident Forgiveness ProgramSafe Driver Discount
Good Student Discount
High Chargeable Accident Thresholds Discount
Home and Auto Bundle Discount
Multi-policy Discount
Safety Features Discount

Pros & Cons of Donegal Mutual & 21st Century


Donegal Mutual
  • Heritage of financial strength
  • Leading provider of quality property and casualty insurance products to businesses and individuals.
21st Century
  • 21st Century offers affordable rates to good drivers in California and a few other states.
  • 21st Century is a financially strong company.
  • 21st Century offers many lines of insurance and multi-policy discounts.


Donegal Mutual
  • Donegal does not insure people in Alabama, Maine, Nebraska, New Hampshire, North Carolina, South Carolina, and South Dakota anymore.
21st Century
  • 21st Century mainly does business in California.

Donegal Mutual or 21st Century Mobile Apps Options

The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

Donegal Mutual Mobile App
Donegal Mutual does not currently have a mobile app.
21st Century Mobile App
iOS     1.95 user reviews
Android     3.2934 user reviews

Donegal Mutual & 21st Century Contact Info

Donegal Mutual Contact Info
Address1195 River Rd, Marietta, PA 17547
21st Century Contact Info
Address3 Beaver Valley Road, Wilmington, DE 19803

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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