Which insurance company is right for you? Compare coverage, ratings, and quotes from Donegal Mutual and Direct Auto.
Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
Below is a list of the average rates that drivers typically pay with Donegal Mutual Insurance Co and Direct Auto. On average, Donegal Mutual Insurance Co charges approximately $265.30 per month while Direct Auto comes in at around $166.55 per month. For Donegal Mutual Insurance Co, the cheapest state average is Iowa at $165.58 per month and the most expensive is Michigan at $351.58 per month. For Direct Auto, the cheapest state average is Alabama at $112.68 per month and the most expensive is Florida at $208.32 per month.
|State||Donegal Mutual Insurance Co||Direct Auto|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Donegal Mutual Insurance Co and Direct Auto typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Donegal Mutual Insurance Co||Direct Auto|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Donegal Mutual Insurance Co charges $254.42 per month and Direct Auto charges $156.26 per month for customers who own their home.
|Own/Rent||Donegal Mutual Insurance Co||Direct Auto|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Donegal Mutual and Direct Auto ranked among the industry ratings.
|Comparison||Donegal Mutual||Direct Auto|
|A.M. Best Rating||A|
|NAIC Complaint Index||4.09||6.06|
What coverage is available through Donegal Mutual and Direct Auto? Both insurance companies offer Auto, Commercial, and RV insurance. Additional products from Donegal Mutual insurance also includes Farm and Home insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Donegal Mutual Insurance Co and Direct Auto Insurance page.
|Insurance||Donegal Mutual||Direct Auto|
Donegal Mutual offers a wide range of discounts to its policyholders, including Driver’s Education Course, Extra Edges for Superior Drivers, and First Accident Forgiveness Program discounts. Direct Auto also offers a few discounts that Donegal Mutual doesn’t include Welcome Back, Senior Citizen, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Direct Auto and Donegal Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Donegal Mutual||Direct Auto|
|Carpool Discount||Affinity Discount|
|Driver’s Education Course Discount||Good Student Discount|
|Extra Edge Discounts for Superior Drivers||Homeowner Discount|
|First Accident Forgiveness Program||Mileage Discount|
|Good Student Discount||Military Discount|
|High Chargeable Accident Thresholds Discount||Multi-Car Discount|
|Home and Auto Bundle Discount||Multi-Product Discount|
|Multi-policy Discount||Prior Coverage Discount|
|Safety Features Discount||Renewal Discount|
|Safe Driver Discount|
|Senior Citizen Discount|
|Welcome Back Discount|
|Donegal Mutual Mobile App|
|Donegal Mutual does not currently have a mobile app.|
|Direct Auto Mobile App|
|Direct Auto does not currently have a mobile app.|
|Donegal Mutual Contact Info|
|Address||1195 River Rd, Marietta, PA 17547|
|Direct Auto Contact Info|
|Address||1128 Murfreesboro Road, Nashville, TN|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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