Which insurance company is right for you? Compare coverage, ratings, and quotes from Donegal Mutual and Direct Auto.
Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Donegal Mutual Insurance Co Overview and Direct Auto Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Donegal Mutual and Direct Auto ranked among the industry ratings.
Comparison | Donegal Mutual | Direct Auto |
---|---|---|
Year Founded | 1889 | 1991 |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
NAIC Complaint Index | 4.09 | 6.06 |
S&P Rating | A |
What coverage is available through Donegal Mutual and Direct Auto? Both insurance companies offer Auto, Commercial, and RV insurance. Additional products from Donegal Mutual insurance also includes Farm and Home insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Donegal Mutual Insurance Co and Direct Auto Insurance page.
Insurance | Donegal Mutual | Direct Auto |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Donegal Mutual offers a wide range of discounts to its policyholders, including Driver’s Education Course, Extra Edges for Superior Drivers, and First Accident Forgiveness Program discounts. Direct Auto also offers a few discounts that Donegal Mutual doesn’t include Welcome Back, Senior Citizen, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Direct Auto and Donegal Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Donegal Mutual | Direct Auto |
---|---|
Carpool Discount | Affinity Discount |
Driver’s Education Course Discount | Good Student Discount |
Extra Edge Discounts for Superior Drivers | Homeowner Discount |
First Accident Forgiveness Program | Mileage Discount |
Good Student Discount | Military Discount |
High Chargeable Accident Thresholds Discount | Multi-Car Discount |
Home and Auto Bundle Discount | Multi-Product Discount |
Multi-policy Discount | Prior Coverage Discount |
Safety Features Discount | Renewal Discount |
Safe Driver Discount | |
Senior Citizen Discount | |
Welcome Back Discount |
Donegal Mutual Mobile App | ||
---|---|---|
Donegal Mutual does not currently have a mobile app. |
Direct Auto Mobile App | ||
---|---|---|
Direct Auto does not currently have a mobile app. |
Donegal Mutual Contact Info | |
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Address | 1195 River Rd, Marietta, PA 17547 |
Phone | 1-800-877-0600 |
Website | https://www.donegalgroup.com/home |
https://www.facebook.com/DonegalGroup/ | |
https://twitter.com/Donegal_Ins | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/donegal-mutual-insurance-inc/about/ |
Direct Auto Contact Info | |
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Address | 1128 Murfreesboro Road, Nashville, TN |
Phone | 1-877-463-4732 |
Website | https://www.directauto.com/ |
http://www.facebook.com/directautoIns | |
https://twitter.com/directautoins | |
Youtube | https://www.youtube.com/user/DirectAutoIns |
https://www.instagram.com/directautoins/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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