Donegal Mutual vs. Grinnell Insurance

Which insurance company is right for you? Compare discounts, price, and quotes from Donegal Mutual and Grinnell.

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Donegal Mutual vs. Grinnell: What You Need to Know

Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Donegal Mutual Insurance Co Overview and Grinnell Mutual Overview.

Donegal Mutual Insurance Co vs. Grinnell Mutual: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Donegal Mutual Insurance Co and Grinnell Mutual. On average, Donegal Mutual Insurance Co charges approximately $265.30 per month while Grinnell Mutual comes in at around $122.46 per month. For Donegal Mutual Insurance Co, the cheapest state average is Iowa at $165.58 per month and the most expensive is Michigan at $351.58 per month. For Grinnell Mutual, the cheapest state average is North Dakota at $114.00 per month and the most expensive is Iowa at $124.13 per month.

Donegal Mutual Insurance Co

Average Rate

$265.30
Grinnell Mutual

Average Rate

$122.46
National

Average Rate

$117.77
State Donegal Mutual Insurance Co Grinnell Mutual
Delaware $227.79 -
Iowa $165.58 $124.13
Maryland $324.70 -
Michigan $351.58 -
North Dakota- $114.00
Pennsylvania $168.68 -
Virginia $177.58 -

Donegal Mutual Insurance Co vs. Grinnell Mutual: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Donegal Mutual Insurance Co and Grinnell Mutual typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Donegal Mutual Insurance Co Grinnell Mutual
1 Vehicle $254.92 $110.17
2 Vehicles $302.07 $172.50

Donegal Mutual Insurance Co vs. Grinnell Mutual: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Donegal Mutual Insurance Co charges $254.42 per month and Grinnell Mutual charges $123.22 per month for customers who own their home.

Own/Rent Donegal Mutual Insurance Co Grinnell Mutual
Own $254.42 $123.22
Rent $272.62 $121.99

What is Donegal Mutual and Grinnell Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Donegal Mutual and Grinnell ranked among the industry ratings.

ComparisonDonegal MutualGrinnell
Year Founded18891909
A.M. Best RatingAA
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Index4.09
S&P RatingAA

Donegal Mutual or Grinnell: Insurance Products Offered

What coverage is available through Donegal Mutual and Grinnell? Both insurance companies offer Auto, Commercial, Farm, and Home insurance. Additional products from Grinnell insurance also includes Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Donegal Mutual Insurance Co and Grinnell Mutual Insurance page.

InsuranceDonegal MutualGrinnell
Auto Insurance
Commercial Insurance
Farm Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Donegal Mutual or Grinnell: Ways To Save

Donegal Mutual offers a wide range of discounts to its policyholders, including Driver’s Education Course, Extra Edges for Superior Drivers, and First Accident Forgiveness Program discounts. In contrast, Grinnell also offers a few discounts that Donegal Mutual doesn’t include Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Grinnell and Donegal Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Donegal MutualGrinnell
Carpool DiscountAnniversary Discount
Driver’s Education Course DiscountAnti-lock Brakes Discount
Extra Edge Discounts for Superior DriversAnti-theft Discount
First Accident Forgiveness ProgramClaim-free Discount
Good Student DiscountDefensive Driver Discount
High Chargeable Accident Thresholds DiscountElectronic Funds Transfer Discount
Home and Auto Bundle DiscountElite Driver (Good Driver)
Multi-policy DiscountExcess Vehicles Discount
Safety Features DiscountGood Student Discount
Mile Marker
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Donegal Mutual & Grinnell

Pros

Donegal Mutual
  • Heritage of financial strength
  • Leading provider of quality property and casualty insurance products to businesses and individuals.
Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.

Cons

Donegal Mutual
  • Donegal does not insure people in Alabama, Maine, Nebraska, New Hampshire, North Carolina, South Carolina, and South Dakota anymore.
Grinnell
  • Grinnell auto insurance is only available in 19 states.

Donegal Mutual or Grinnell Mobile Apps Options


Donegal Mutual Mobile App
Donegal Mutual does not currently have a mobile app.
Grinnell Mobile App
Grinnell does not currently have a mobile app.

Donegal Mutual & Grinnell Contact Info

Donegal Mutual Contact Info
Address1195 River Rd, Marietta, PA 17547
Phone1-800-877-0600
Websitehttps://www.donegalgroup.com/home
Facebookhttps://www.facebook.com/DonegalGroup/
Twitterhttps://twitter.com/Donegal_Ins
Youtubehttps://www.youtube.com/channel
Linkedinhttps://www.linkedin.com/company/donegal-mutual-insurance-inc/about/
Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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