Electric vs. 21st Century Insurance

Electric vs. 21st Century: What You Need to Know

The history of Electric Insurance Company began in 1927, when EMLICO, its former company was established to provide GE (General Electric Company) with Workers’ Compensation insurance in Massachusetts. The company was doing so well that it started providing coverage nationally for GE and also included general liability and commercial auto in its product portfolio. By 1966, Electric Insurance Company was formed to ensure GE employees, but after a while, it expanded its business to all consumers. During the 1990s the company becomes one of the first P&C carriers to offer consumers web-based insurance quotes. Today, Electric Insurance manages approximately $160 million in personal lines premiums for nearly 135,000 policyholders and has about $450 million in total written premium. Its services are offered in all 50 states directly via mobile applications and the web and through independent agencies. Its consumer base is 60% of GE employees and 40% general customers.

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Electric Overview and 21st Century Overview.

Electric vs. 21st Century: How much are the Average Rates?

Electric vs. 21st Century: Rates by Number of Vehicle

Electric vs. 21st Century: Rates by Homeownership

What is Electric and 21st Century Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Electric and 21st Century ranked among the industry ratings.

Electric or 21st Century: Insurance Products Offered

What coverage is available through Electric and 21st Century? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Electric insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Electric and 21st Century Insurance page.

Electric or 21st Century: Ways To Save

21st Century offers a wide range of discounts to its policyholders, including Multi-Car, Paperless & Autopay, and Safe Driver discounts. In contrast, Electric also offers a few discounts that 21st Century doesn’t including Student-Away-from-Home, Safety Features, and Plan Ahead (Early Purchase) discounts. Start taking advantage of discounts offered by insurance providers like 21st Century and Electric insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Electric or 21st Century Mobile Apps Options

The Always On Mobile app is available for iOS and Android. This mobile app can help you to view your auto insurance information, report an auto claim, upload photos of the vehicle damage, access 24 hours / 7 days a week emergency roadside assistance services, schedule glass repair and much more.

The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

Electric & 21st Century Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.