Which insurance carrier is right for you? Compare coverage, cost, and quotes from Electric and Donegal Mutual.
The history of Electric Insurance Company began in 1927, when EMLICO, its former company was established to provide GE (General Electric Company) with Workers’ Compensation insurance in Massachusetts. The company was doing so well that it started providing coverage nationally for GE and also included general liability and commercial auto in its product portfolio. By 1966, Electric Insurance Company was formed to ensure GE employees, but after a while, it expanded its business to all consumers. During the 1990s the company becomes one of the first P&C carriers to offer consumers web-based insurance quotes. Today, Electric Insurance manages approximately $160 million in personal lines premiums for nearly 135,000 policyholders and has about $450 million in total written premium. Its services are offered in all 50 states directly via mobile applications and the web and through independent agencies. Its consumer base is 60% of GE employees and 40% general customers.
Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.
Below is a list of the average rates that drivers typically pay with Electric and Donegal Mutual Insurance Co. On average, Electric charges approximately $246.58 per month while Donegal Mutual Insurance Co comes in at around $289.01 per month. For Electric, the cheapest state average is Missouri at $195.05 per month and the most expensive is Virginia at $350.30 per month. For Donegal Mutual Insurance Co, the cheapest state average is Iowa at $165.49 per month and the most expensive is Michigan at $374.24 per month.
|State||Electric||Donegal Mutual Insurance Co|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Electric and Donegal Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Electric||Donegal Mutual Insurance Co|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Electric charges $218.53 per month and Donegal Mutual Insurance Co charges $276.90 per month for customers who own their home.
|Own/Rent||Electric||Donegal Mutual Insurance Co|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Electric and Donegal Mutual ranked among the industry ratings.
|A.M. Best Rating||A||A|
|NAIC Complaint Index||4.09|
What coverage is available through Electric and Donegal Mutual? Both insurance companies offer Auto, Home, and RV insurance. Additional products from Electric insurance also includes Condo, Motorcycle, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Electric and Donegal Mutual Insurance Co Insurance page.
Donegal Mutual offers a wide range of discounts to its policyholders, including Driver’s Education Course, Extra Edges for Superior Drivers, and First Accident Forgiveness Program discounts. In contrast, Electric also offers a few discounts that Donegal Mutual doesn’t including Student-Away-from-Home, Safe Driver, and Plan Ahead (Early Purchase) discounts. Start taking advantage of discounts offered by insurance providers like Donegal Mutual and Electric insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident-free Discount||Carpool Discount|
|Driver Training Credit||Driver’s Education Course Discount|
|Electric and Hybrid Vehicles Discount||Extra Edge Discounts for Superior Drivers|
|Employer Group Discounts||First Accident Forgiveness Program|
|Family & Friends Referral Discount||Good Student Discount|
|Good Student Discount||High Chargeable Accident Thresholds Discount|
|Low Annual Mileage Discount||Home and Auto Bundle Discount|
|Married Status Discount||Multi-policy Discount|
|Mature Driver Accident Prevention Course Discount||Safety Features Discount|
|New Auto Insurance Customer Discount|
|New Vehicle Discount|
|Plan Ahead (Early Purchase) Discount|
|Safe Driver Discount|
|Safety Features Discount|
The Always On Mobile app is available for iOS and Android. This mobile app can help you to view your auto insurance information, report an auto claim, upload photos of the vehicle damage, access 24 hours / 7 days a week emergency roadside assistance services, schedule glass repair and much more.
|Electric Mobile App|
|iOS||1||2 user reviews|
|Android||1.9||34 user reviews|
|Donegal Mutual Mobile App|
|iOS||1.3||17 user reviews|
|Android||2.4||41 user reviews|
|Electric Contact Info|
|Address||75 Sam Fonzo Drive, Beverly, MA 01915|
|Donegal Mutual Contact Info|
|Address||1195 River Rd, Marietta, PA 17547|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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