Electric vs. Infinity Insurance

Which insurance provider is right for you? Compare coverage, rates, and quotes from Electric and Infinity.

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Electric vs. Infinity: What You Need to Know

The history of Electric Insurance Company began in 1927, when EMLICO, its former company was established to provide GE (General Electric Company) with Workers’ Compensation insurance in Massachusetts. The company was doing so well that it started providing coverage nationally for GE and also included general liability and commercial auto in its product portfolio. By 1966, Electric Insurance Company was formed to ensure GE employees, but after a while, it expanded its business to all consumers. During the 1990s the company becomes one of the first P&C carriers to offer consumers web-based insurance quotes. Today, Electric Insurance manages approximately $160 million in personal lines premiums for nearly 135,000 policyholders and has about $450 million in total written premium. Its services are offered in all 50 states directly via mobile applications and the web and through independent agencies. Its consumer base is 60% of GE employees and 40% general customers.

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG).

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Electric Overview and Infinity Overview.

Electric vs. Infinity: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Electric and Infinity. On average, Electric charges approximately $200.63 per month while Infinity comes in at around $ per month. For Electric, the cheapest state average is Missouri at $166.03 per month and the most expensive is Missouri at $166.03 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.


Average Rate


Average Rate


Average Rate

State Electric Infinity
Missouri $166.03 -

Electric vs. Infinity: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Electric and Infinity typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Electric Infinity
1 Vehicle $151.05 $

Electric vs. Infinity: Rates by Homeownership

Rates Are Not Currently Available

What is Electric and Infinity Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Electric and Infinity ranked among the industry ratings.

Comparison Electric Infinity
Year Founded 1966 1955
Market Share 5.9%
BBB Rating A+
Financial Strength Excellent Excellent
Moody's Rating A2
NAIC Complaint Index 2.73
S&P Rating A

Electric or Infinity: Insurance Products Offered

What coverage is available through Electric and Infinity? Both insurance companies offer Auto, Condo, Home, Motorcycle, Renters, RV, and Umbrella Insurance. Additional products from Infinity insurance also includes Commercial and Life Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Electric and Infinity Insurance page.

Insurance Electric Infinity
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Electric or Infinity: Ways To Save

Infinity offers a wide range of discounts to its policyholders, including Credit Rating, Education, and Electronic Payment discounts. Electric also offers a few discounts that Infinity doesn’t including Student-Away-from-Home, Safety Features, and Plan Ahead (Early Purchase) discounts. Start taking advantage of discounts offered by insurance providers like Infinity and Electric insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Electric Infinity
Accident-free Discount Anti-theft Discount
Driver Training Credit Credit Rating Discount
Electric and Hybrid Vehicles Discount Education Discount
Employer Group Discounts Electronic Payment
Family & Friends Referral Discount Homeowners/Renters Discount
Good Student Discount Low Mileage Discount
Low Annual Mileage Discount Loyal Customer Discount
Married Status Discount Marriage Discount
Mature Driver Accident Prevention Course Discount Mature Driver Discount
Multi-policy Discount Membership Discount
New Auto Insurance Customer Discount Multi-vehicle Discount
New Vehicle Discount Paid in Full Discount
Passive Restraints Safe Driver Discount
Payment-in-full Discount Switch and Save Discount
Plan Ahead (Early Purchase) Discount VIN Etching Discount
Safe Driver Discount
Safety Features Discount
Student-Away-from-Home Discount

Pros & Cons of Electric & Infinity


  • Long list of discounts
  • Additional dedicated discount for General Electric employees
  • Provides the convenience of starting a claim online
  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program


  • Confusing website information: the company lists the products, benefits and discounts offered in different web pages making it difficult to get a full scope on what is offered.
  • Lack of policy information on the website
  • Low customer feedback ratings

Electric or Infinity Mobile Apps Options

The Always On Mobile app is available for iOS and Android. This mobile app can help you to view your auto insurance information, report an auto claim, upload photos of the vehicle damage, access 24 hours / 7 days a week emergency roadside assistance services, schedule glass repair and much more.

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

Electric Mobile App
iOS     12 user reviews
Android     1.934 user reviews
Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews

Electric & Infinity Contact Info

Electric Contact Info
Address 75 Sam Fonzo Drive, Beverly, MA 01915
Phone 1-800-342-5342
Website https://eic.electricinsurance.com/
Facebook https://www.facebook.com/ElectricInsuranceCompany/
Twitter https://twitter.com/ElectricInsCo
Youtube https://www.youtube.com/channel/UC2YooRh-4qPtDgZvFHdFMIw
Linkedin https://www.linkedin.com/company/electricinsurancecompany/
Infinity Contact Info
Address 2201 4th Avenue North - Birmingham, AL 35203
Phone 1-800-463-4648
Website https://www.infinityauto.com/
Facebook http://www.facebook.com/InfinityAuto
Twitter https://twitter.com/InfinityAuto
Youtube http://www.youtube.com/InfinityCarInsurance

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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