Erie vs. Country Insurance

Which insurance company is right for you? Compare discounts, ratings, and quotes from Erie and Country.

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Erie vs. Country: What You Need to Know

Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word“service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. Today, Country Financial serves about one million households and businesses throughout the UnitedStates and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch, and crop insurance, and retirement planning, education funding, annuities, and planning services.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Erie Overview and Country Overview.

Erie vs. Country: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Erie and Country. On average, Erie charges approximately $129.79 per month while Country comes in at around $144.45 per month. For Erie, the cheapest state average is Pennsylvania at $98.71 per month and the most expensive is New York at $136.77 per month. For Country, the cheapest state average is Oregon at $131.01 per month and the most expensive is Arizona at $163.75 per month.

Erie

Average Rate

$129.79
Country

Average Rate

$144.45
National

Average Rate

$133.56
State Erie Country
Arizona- $163.75
Georgia- $157.09
Nevada- $139.91
New York $136.77 -
Oregon- $131.01
Pennsylvania $98.71 -

Erie vs. Country: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Erie and Country typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Erie Country
2 Vehicles $128.16 $183.81
1 Vehicle $129.90 $134.13

Erie vs. Country: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Erie charges $122.10 per month and Country charges $161.76 per month for customers who own their home.

Own/Rent Erie Country
Own $122.10 $161.76
Rent $130.95 $134.56

What is Erie and Country Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Erie and Country ranked among the industry ratings.

ComparisonErieCountry
Year Founded19251925
Market Share1.29%0.49%
Financial StrengthExcellentExcellent
NAIC Complaint Index0.22
NAIC Complaint Ratio0.22

Erie or Country: Insurance Products Offered

What coverage is available through Erie and Country? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Renters, and RV insurance. Additional products from Country insurance also includes Farm and Pet insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Erie and Country Insurance page.

InsuranceErieCountry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance

Erie or Country: Ways To Save

Country offers a wide range of discounts to its policyholders, including Anti-theft, College Graduate, and Defensive Driver discounts. In contrast, Erie also offers a few discounts that Country doesn’t including Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Country and Erie insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ErieCountry
Advance Quote DiscountAdvance Quote Discount
Age 55 DiscountAnti-theft Discount
Driver Training DiscountCollege Graduate Discount
Multi-Policy DiscountDefensive Driver Discount
Multi-Vehicle DiscountDiscounts for Teens
New Vehicle DiscountEngaged Couple Discount
Paid in Full DiscountGood Driver Discount
Prior Bodily Injury Limits (BIL) DiscountGood Student
Reduced Usage DiscountLegacy Discount
Safe Driver DiscountMulti-car Discount
Safety Features DiscountMulti-policy Discount
Student DiscountOccupation Discount
Teen Driver Discount
Young Driver Loyalty Discount

Pros & Cons of Erie & Country

Pros

Erie
  • Erie Insurance is well-known for its competitive price and excellent claims service.
  • It has fewer customer complaints than the industry median, relative to its size.
  • Offers 12-month premium quotes
  • Multiple discounts available
  • It locks in your auto insurance rate, so your premium won’t change unless you add or remove drivers or cars.
Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.

Cons

Erie
  • It doesn’t accept claims online, only by phone.
  • It offers its products in only 12 states.
Country
  • It doesn’t reward loyal customers.

Erie or Country Mobile Apps Options

The Erie Insurance mobile app is available for iOS and Android.

The Country Financial Mobile app is available for android and iPhones and iPods. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

Erie Mobile App
iOS     3.318 user reviews
Android     3.819 user reviews
Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews

Erie & Country Contact Info

Erie Contact Info
Address100 Erie Insurance Place, PA 16530
Phone1-800-458-0811
Websitehttps://www.erieinsurance.com/
Facebookhttps://www.facebook.com/erieinsurance/
Twitterhttps://twitter.com/erie_insurance
Youtubehttps://www.youtube.com/user/ErieInsurance
Linkedinhttps://www.linkedin.com/company/erie-insurance-group/
Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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