Which insurance company is right for you? Compare plans, savings, and quotes from Erie and Hastings Mutual.
Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word“service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Erie Overview and Hastings Mutual Insurance Co Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Erie and Hastings Mutual ranked among the industry ratings.
Comparison | Erie | Hastings Mutual |
---|---|---|
Year Founded | 1925 | 1885 |
Market Share | 1.29% | 0.2% (2018) |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Above Average | |
NAIC Complaint Ratio | 0.22 |
What coverage is available through Erie and Hastings Mutual? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, and RV insurance. Additional products from Erie insurance also includes Health, Life, and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Erie and Hastings Mutual Insurance Co Insurance page.
Insurance | Erie | Hastings Mutual |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. In contrast, Erie also offers a few discounts that Hastings Mutual doesn’t include Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Erie insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Erie | Hastings Mutual |
---|---|
Advance Quote Discount | Away at School Discount |
Age 55 Discount | Claim Free Discount |
Driver Training Discount | Defensive Driving Discount |
Multi-Policy Discount | Good Student Discount |
Multi-Vehicle Discount | Multi-car Discount |
New Vehicle Discount | Multi-policy Discount |
Paid in Full Discount | Paid in Full Discount |
Prior Bodily Injury Limits (BIL) Discount | Paperless Bills Discount |
Reduced Usage Discount | |
Safe Driver Discount | |
Safety Features Discount | |
Student Discount | |
Teen Driver Discount | |
Young Driver Loyalty Discount |
The Erie Insurance mobile app is available for iOS and Android.
Erie Mobile App | ||
---|---|---|
iOS | 3.3 | 18 user reviews |
Android | 3.8 | 19 user reviews |
Hastings Mutual Mobile App | ||
---|---|---|
Hastings Mutual does not currently have a mobile app. |
Erie Contact Info | |
---|---|
Address | 100 Erie Insurance Place, PA 16530 |
Phone | 1-800-458-0811 |
Website | https://www.erieinsurance.com/ |
https://www.facebook.com/erieinsurance/ | |
https://twitter.com/erie_insurance | |
Youtube | https://www.youtube.com/user/ErieInsurance |
https://www.linkedin.com/company/erie-insurance-group/ |
Hastings Mutual Contact Info | |
---|---|
Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
Phone | 1-800-442-8277 |
Website | https://www.hastingsmutual.com/ |
https://www.facebook.com/HastingsMutual/ | |
https://www.linkedin.com/company/hastings-mutual-insurance-company/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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