Farm Bureau vs. AAA Insurance

Which insurance company is right for you? Compare insights, premiums, and quotes from Farm Bureau and AAA.

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Farm Bureau vs. AAA: What You Need to Know

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of13,000 facilities. Members can call or use the AAA Roadside or CAA Roadsideapp for android or iPhone to get help.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Auto Club Group Overview.

Farm Bureau Mutual (IA Group) vs. Auto Club Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Auto Club Group. On average, Farm Bureau Mutual (IA Group) charges approximately $110.18 per month while Auto Club Group comes in at around $309.96 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Iowa at $74.37 per month and the most expensive is New Mexico at $126.91 per month. For Auto Club Group, the cheapest state average is Wisconsin at $123.36 per month and the most expensive is Michigan at $384.79 per month.

Farm Bureau Mutual (IA Group)

Average Rate

$110.18
Auto Club Group

Average Rate

$309.96
National

Average Rate

$120.03
State Farm Bureau Mutual (IA Group) Auto Club Group
Arizona $112.42 -
Illinois- $302.73
Iowa $74.37 -
Kansas $121.48 -
Michigan- $384.79
Minnesota $101.96 $210.85
Nebraska $102.86 $160.31
New Mexico $126.91 -
South Dakota $104.67 -
Utah $123.58 -
Wisconsin- $123.36

Farm Bureau Mutual (IA Group) vs. Auto Club Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Auto Club Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Farm Bureau Mutual (IA Group) Auto Club Group
1 Vehicle $101.96 $297.63
2 Vehicles $139.14 $351.46
3 Vehicles $ $566.42

Farm Bureau Mutual (IA Group) vs. Auto Club Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $107.89 per month and Auto Club Group charges $300.43 per month for customers who own their home.

Own/Rent Farm Bureau Mutual (IA Group) Auto Club Group
Own $107.89 $300.43
Rent $111.26 $315.24

What is Farm Bureau and AAA Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and AAA ranked among the industry ratings.

ComparisonFarm BureauAAA
Year Founded19391902
A.M. Best RatingAA-
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.920.53
S&P RatingA+

Farm Bureau or AAA: Insurance Products Offered

What coverage is available through Farm Bureau and AAA? Both insurance companies offer Auto, Commercial, Home, Life, Renters, and RV insurance. Additional products from Farm Bureau insurance also includes Condo, Farm, Health, Motorcycle, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Auto Club Group Insurance page.

InsuranceFarm BureauAAA
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Farm Bureau or AAA: Ways To Save

AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. Whereas, Farm Bureau also offers a few discounts that AAA doesn’t, including Safe Young Driver, Low Mileage, and Farm Bureau Member’s Choice discounts. Start taking advantage of discounts offered by insurance providers like AAA and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farm BureauAAA
Claim Free DiscountGood Driver Discount
Continued In-Force CreditGood Student Discount
Discounts for Multiple CarsLoyalty Discount
Driven to Safety DiscountMulti-policy Discount
Driveology: The Science of Save Driving®Multi-vehicle Discount
Farm Bureau Member’s ChoiceVerified Mileage Discount
Good Student Discount
Low Mileage Discount
Safe Young Driver Discount

Pros & Cons of Farm Bureau & AAA

Pros

Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
  • Affordable rates and transparent pricing.
AAA
  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.

Cons

Farm Bureau
  • Must have a Farm Bureau membership to get insurance.
AAA
  • The annual fee for membership.
  • Membership required to buy car insurance.

Farm Bureau or AAA Mobile Apps Options

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of13,000 facilities. Members can call or use the AAA Roadside or CAA Roadsideapp for android or iPhone to get help.

Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews
AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews

Farm Bureau & AAA Contact Info

Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/
AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Phone1-877-387-8378
Websitehttps://www.aaa.com/
Facebookhttps://www.facebook.com/AAAFanPage/
Youtubehttps://www.youtube.com/user/AAA
Twitterhttps://twitter.com/AAA4lyfe
Linkedinhttps://www.linkedin.com/company/aaa/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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