Farm Bureau vs. Cincinnati Insurance

Which insurance carrier is right for you? Compare insights, coverage, and quotes from Farm Bureau and Cincinnati.

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Farm Bureau vs. Cincinnati: What You Need to Know

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13states through nearly 1,000 selected independent agencies.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Cincinnati Insurance Overview.

Farm Bureau Mutual (IA Group) vs. Cincinnati Insurance: How much are the Average Rates?

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Farm Bureau Mutual (IA Group) vs. Cincinnati Insurance: Rates by Number of Vehicle

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Farm Bureau Mutual (IA Group) vs. Cincinnati Insurance: Rates by Homeownership

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What is Farm Bureau and Cincinnati Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Cincinnati ranked among the industry ratings.

ComparisonFarm BureauCincinnati
Year Founded19391950
BBB RatingA+A+
Financial StrengthExcellentExcellent
Moody's RatingA1
NAIC Complaint Index0.22
NAIC Complaint Ratio0.92
S&P RatingA+

Farm Bureau or Cincinnati: Insurance Products Offered

What coverage is available through Farm Bureau and Cincinnati? Both insurance companies offer Auto, Home, Life, and Umbrella insurance. Additional products from Farm Bureau insurance also includes Commercial, Condo, Farm, Health, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Cincinnati Insurance Insurance page.

InsuranceFarm BureauCincinnati
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Farm Bureau or Cincinnati: Ways To Save

Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. Whereas, Farm Bureau also offers a few discounts that Cincinnati doesn’t, including Safe Young Driver, Low Mileage, and Farm Bureau Member’s Choice discounts. Start taking advantage of discounts offered by insurance providers like Cincinnati and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farm BureauCincinnati
Claim Free DiscountGood Claim History Discount
Continued In-Force CreditGood Student Discount
Discounts for Multiple CarsHealthy Living Discount (Life Insurance)
Driven to Safety DiscountHigh Deductible Discount
Driveology: The Science of Save Driving®Multi-car Policy Discount
Farm Bureau Member’s ChoiceMulti-policy Discount
Good Student DiscountNew Home Discount
Low Mileage DiscountSafety Equipment Discount (Auto, Home, Business)
Safe Young Driver DiscountSafety Features Discount

Pros & Cons of Farm Bureau & Cincinnati

Pros

Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
  • Affordable rates and transparent pricing.
Cincinnati
  • Cincinnati Insurance Company is dedicated to superior customer service.
  • Cincinnati has the highest ratings for financial strength.
  • For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.

Cons

Farm Bureau
  • Must have a Farm Bureau membership to get insurance.
Cincinnati
  • Cincinnati Insurance Company only operates in 13 states.

Farm Bureau or Cincinnati Mobile Apps Options

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.

Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews
Cincinnati Mobile App
iOS     4.65 user reviews
Android     3.111 user reviews

Farm Bureau & Cincinnati Contact Info

Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/
Cincinnati Contact Info
Address600 S. Gilmore Road, Fairfield, OH 45014-5141
Phone(888) 242-8811
Websitehttps://www.cinfin.com/
Facebookhttps://www.facebook.com/CincinnatiInsurance/
Youtubehttps://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg
Linkedinhttps://www.linkedin.com/company/the-cincinnati-insurance-companies/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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