Farm Bureau vs. Country Insurance

Which insurance provider is right for you? Compare discounts, ratings, and quotes from Farm Bureau and Country.

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Farm Bureau vs. Country: What You Need to Know

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. In 1997, based on their principle of putting people first, the client service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “TheBest Provider of Financial Security in America.” Country Life InsuranceCompany®, Country Mutual Insurance Company®, and its respective subsidiaries are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the UnitedStates and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities, and planning services.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Country Overview.

Farm Bureau Mutual (IA Group) vs. Country: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Country. On average, Farm Bureau Mutual (IA Group) charges approximately $111.07 per month while Country comes in at around $145.33 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Iowa at $74.12 per month and the most expensive is New Mexico at $131.40 per month. For Country, the cheapest state average is Illinois at $102.32 per month and the most expensive is Minnesota at $193.84 per month.

Farm Bureau Mutual (IA Group)

Average Rate

$111.07
Country

Average Rate

$145.33
National

Average Rate

$117.77
State Farm Bureau Mutual (IA Group) Country
Alabama- $110.86
Arizona $113.25 $154.90
Georgia- $165.20
Illinois- $102.32
Iowa $74.12 -
Kansas $119.37 -
Minnesota $101.34 $193.84
Nebraska $106.79 -
Nevada- $180.47
New Mexico $131.40 -
Oregon- $104.04
South Dakota $110.01 -
Utah $128.82 -

Farm Bureau Mutual (IA Group) vs. Country: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Country typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Farm Bureau Mutual (IA Group) Country
1 Vehicle $100.23 $133.17
2 Vehicles $145.21 $188.29

Farm Bureau Mutual (IA Group) vs. Country: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $109.22 per month and Country charges $138.06 per month for customers who own their home.

Own/Rent Farm Bureau Mutual (IA Group) Country
Own $109.22 $138.06
Rent $112.27 $149.67

What is Farm Bureau and Country Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Country ranked among the industry ratings.

ComparisonFarm BureauCountry
Year Founded19391925
Market Share0.49%
A.M. Best RatingAA+ (Superior)
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.22
NAIC Complaint Ratio0.92

Farm Bureau or Country: Insurance Products Offered

What coverage is available through Farm Bureau and Country? Both insurance companies offer Auto, Commercial, Condo, Farm, Health, Home, Life, Motorcycle, Renters, and RV insurance. Additional products from Farm Bureau insurance also include Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Country Insurance page.

InsuranceFarm BureauCountry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Farm Bureau or Country: Ways To Save

Farm Bureau offers a wide range of discounts to its policyholders, including Continued In-Force Credit, Discounts for Multiple Cars, and Driven to Safety discounts. Whereas, Country also offers a few discounts that Farm Bureau doesn’t, including Occupation, Multi-policy, and Multi-car discounts. Start taking advantage of discounts offered by insurance providers like Country and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farm BureauCountry
Claim Free DiscountAdvance Quote Discount
Continued In-Force CreditAnti-theft Discount
Discounts for Multiple CarsCollege Graduate Discount
Driven to Safety DiscountDefensive Driver Discount
Driveology: The Science of Save Driving®Discounts for Teens
Farm Bureau Member’s ChoiceEngaged Couple Discount
Good Student DiscountGood Driver Discount
Low Mileage DiscountGood Student
Safe Young Driver DiscountLegacy Discount
Multi-car Discount
Multi-policy Discount
Occupation Discount

Pros & Cons of Farm Bureau & Country

Pros

Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
  • Affordable rates and transparent pricing.
Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.

Cons

Farm Bureau
  • Must have a Farm Bureau membership to get insurance.
Country
  • It doesn’t reward loyal customers.

Farm Bureau or Country Mobile Apps Options

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews
Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews

Farm Bureau & Country Contact Info

Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/
Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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