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Farm Bureau vs. Country Insurance
Which insurance provider is right for you? Compare discounts, ratings, and quotes from Farm Bureau and Country.
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- Farm Bureau Mutual (IA Group) vs Country
Farm Bureau vs. Country: What You Need to Know
In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.
Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. In 1997, based on their principle of putting people first, the client service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “TheBest Provider of Financial Security in America.” Country Life InsuranceCompany®, Country Mutual Insurance Company®, and its respective subsidiaries are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the UnitedStates and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities, and planning services.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Country Overview.
Farm Bureau Mutual (IA Group) vs. Country: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Country. On average, Farm Bureau Mutual (IA Group) charges approximately $115.10 per month while Country comes in at around $144.51 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Arizona at $108.95 per month and the most expensive is Arizona at $108.95 per month. For Country, the cheapest state average is Illinois at $88.59 per month and the most expensive is Arizona at $209.30 per month.
Average Rate
Average Rate
Average Rate
| State | Farm Bureau Mutual (IA Group) | Country |
|---|---|---|
| Arizona | $108.95 | $209.30 |
| Georgia | - | $155.29 |
| Illinois | - | $88.59 |
| Nevada | - | $133.13 |
Farm Bureau Mutual (IA Group) vs. Country: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Country typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Farm Bureau Mutual (IA Group) | Country |
|---|---|---|
| 1 Vehicle | $111.07 | $121.77 |
| 2 Vehicles | $ | $209.64 |
Farm Bureau Mutual (IA Group) vs. Country: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $110.75 per month and Country charges $179.32 per month for customers who own their home.
| Own/Rent | Farm Bureau Mutual (IA Group) | Country |
|---|---|---|
| Own | $110.75 | $179.32 |
| Rent | $120.70 | $121.30 |
What is Farm Bureau and Country Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Country ranked among the industry ratings.
| Comparison | Farm Bureau | Country |
|---|---|---|
| Year Founded | 1939 | 1925 |
| Market Share | 0.49% | |
| BBB Rating | A+ | |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Index | 0.22 | |
| NAIC Complaint Ratio | 0.92 |
Farm Bureau or Country: Insurance Products Offered
What coverage is available through Farm Bureau and Country? Both insurance companies offer Auto, Commercial, Condo, Farm, Health, Home, Life, Motorcycle, Renters, and RV insurance. Additional products from Farm Bureau insurance also include Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Country Insurance page.
| Insurance | Farm Bureau | Country |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | ✔ |
| Health Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Pet Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Farm Bureau or Country: Ways To Save
Farm Bureau offers a wide range of discounts to its policyholders, including Continued In-Force Credit, Discounts for Multiple Cars, and Driven to Safety discounts. Whereas, Country also offers a few discounts that Farm Bureau doesn’t, including Occupation, Multi-policy, and Multi-car discounts. Start taking advantage of discounts offered by insurance providers like Country and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Farm Bureau | Country |
|---|---|
| Claim Free Discount | Advance Quote Discount |
| Continued In-Force Credit | Anti-theft Discount |
| Discounts for Multiple Cars | College Graduate Discount |
| Driven to Safety Discount | Defensive Driver Discount |
| Driveology: The Science of Save Driving® | Discounts for Teens |
| Farm Bureau Member’s Choice | Engaged Couple Discount |
| Good Student Discount | Good Driver Discount |
| Low Mileage Discount | Good Student |
| Safe Young Driver Discount | Legacy Discount |
| Multi-car Discount | |
| Multi-policy Discount | |
| Occupation Discount |
Pros & Cons of Farm Bureau & Country
Pros
Farm Bureau
- Farm Bureau has high customer satisfaction.
- The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
- Affordable rates and transparent pricing.
Country
- Variety of coverage options.
- Flexible billing options.
- Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.
Cons
Farm Bureau
- Must have a Farm Bureau membership to get insurance.
Country
- It doesn’t reward loyal customers.
Farm Bureau or Country Mobile Apps Options
The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.
The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...
| Farm Bureau Mobile App | ||
|---|---|---|
| iOS | 3.8 | 15 user reviews |
| Android | 3.1 | 99 user reviews |
| Country Mobile App | ||
|---|---|---|
| iOS | 4.5 | 40 user reviews |
| Android | 4.1 | 35 user reviews |
Farm Bureau & Country Contact Info
| Farm Bureau Contact Info | |
|---|---|
| Address | 5400 University Avenue West Des Moines, IA 50266-5997 |
| Phone | 1-866-399-3237 |
| Website | https://www.fbfs.com/ |
| https://www.facebook.com/FarmBureauFinancialServices | |
| https://twitter.com/fbfs | |
| Youtube | https://www.youtube.com/user/FarmBureauFinclSvcs |
| https://www.linkedin.com/company/farm-bureau-financial-services/ | |
| Country Contact Info | |
|---|---|
| Address | 1701 N Towanda Ave, Bloomington, IL 61701-2057 |
| Phone | 1 (866) 268-6879 |
| Website | https://www.countryfinancial.com |
| https://www.facebook.com/countryfinancial/ | |
| Youtube | https://www.youtube.com/user/COUNTRYFinancial |
| https://www.linkedin.com/company/country-financial-/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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