Gainsco vs. AAA Insurance

Gainsco vs. AAA: What You Need to Know

Established in 1978 as a Texas corporation, Gainsco is a property and casualty insurance holding company, concentrating their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. They do offer full and standard coverage as well but specialize in minimum liability coverage. The company is based in Dallas, with a regional office in Miami and its operations are conducted through MGA Insurance Company Inc., a Texas corporation. Gainsco sponsors a racing team, the GAINSCO/Bob Stallings Racing team, which won the Grand-AM Rolex Sports Car Series twice with the No. 99 GAINSCO “Red Dragon” DaytonaPrototype. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. All customer service needs can be met in English or Spanish.

On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of13,000 facilities. Members can call or use the AAA Roadside or CAA Roadsideapp for android or iPhone to get help.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit GAINSCO Auto Insurance Overview and Auto Club Group Overview.

GAINSCO Auto Insurance vs. Auto Club Group: How much are the Average Rates?

GAINSCO Auto Insurance vs. Auto Club Group: Rates by Number of Vehicle

GAINSCO Auto Insurance vs. Auto Club Group: Rates by Homeownership

What is Gainsco and AAA Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Gainsco and AAA ranked among the industry ratings.

Gainsco or AAA: Insurance Products Offered

What coverage is available through Gainsco and AAA? Both insurance companies offer Auto insurance. Additional products from AAA insurance also includes Commercial, Home, Life, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit GAINSCO Auto Insurance and Auto Club Group Insurance page.

Gainsco or AAA: Ways To Save

AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. Whereas, Gainsco also offers a few discounts that AAA doesn’t, including Renewal, Prior GAINSCO Coverage, and Prior Coverage discounts. Start taking advantage of discounts offered by insurance providers like AAA and Gainsco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Gainsco or AAA Mobile Apps Options

The Gainsco mobile app is available for iOS and Android. This mobile app offers some benefits and services including requesting a quote, making a payment, reporting a claim, requesting an agent, contacting the insurer, and getting the latest Gainsco news.

The Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

Gainsco & AAA Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.