Gainsco vs. Hastings Mutual Insurance

Gainsco vs. Hastings Mutual: What You Need to Know

Established in 1978 as a Texas corporation, Gainsco is a property and casualty insurance holding company, concentrating their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. They do offer full and standard coverage as well but specialize in minimum liability coverage. The company is based in Dallas, with a regional office in Miami and its operations are conducted through MGA Insurance Company Inc., a Texas corporation. Gainsco sponsors a racing team, the GAINSCO/Bob Stallings Racing team, which won the Grand-AM Rolex Sports Car Series twice with the No. 99 GAINSCO “Red Dragon” Daytona Prototype. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. All customer service needs can be met in English or Spanish.

Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit GAINSCO Auto Insurance Overview and Hastings Mutual Insurance Co Overview.

GAINSCO Auto Insurance vs. Hastings Mutual Insurance Co: How much are the Average Rates?

GAINSCO Auto Insurance vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle

GAINSCO Auto Insurance vs. Hastings Mutual Insurance Co: Rates by Homeownership

What is Gainsco and Hastings Mutual Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Gainsco and Hastings Mutual ranked among the industry ratings.

Gainsco or Hastings Mutual: Insurance Products Offered

What coverage is available through Gainsco and Hastings Mutual? Both insurance companies offer Auto insurance. Additional products from Hastings Mutual insurance also includes Commercial, Condo, Farm, Home, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit GAINSCO Auto Insurance and Hastings Mutual Insurance Co Insurance page.

Gainsco or Hastings Mutual: Ways To Save

Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. Whereas, Gainsco also offers a few discounts that Hastings Mutual doesn’t, including Renewal, Prior GAINSCO Coverage, and Prior Coverage discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Gainsco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Gainsco or Hastings Mutual Mobile Apps Options

The Gainsco mobile app is available for iOS and Android. This mobile app offers some benefits and services including requesting a quote, making a payment, reporting a claim, requesting an agent, contacting the insurer, and getting the latest Gainsco news.

Gainsco & Hastings Mutual Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.