Grinnell vs. Ameriprise Insurance

Which insurance provider is right for you? Compare discounts, products, and quotes from Grinnell and Ameriprise.

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Grinnell vs. Ameriprise: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By1914 his assets reached $1 million. In 2017, Columbia Thread needle Investments acquired Lionstone Investments, a real estate investment firm and also acquired Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and Ameriprise Group Overview.

Grinnell Mutual vs. Ameriprise Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grinnell Mutual and Ameriprise Group. On average, Grinnell Mutual charges approximately $126.61 per month while Ameriprise Group comes in at around $109.67 per month. For Grinnell Mutual, the cheapest state average is Iowa at $125.95 per month and the most expensive is North Dakota at $129.09 per month. For Ameriprise Group, the cheapest state average is Arizona at $109.70 per month and the most expensive is Arizona at $109.70 per month.

Grinnell Mutual

Average Rate

$126.61
Ameriprise Group

Average Rate

$109.67
National

Average Rate

$120.03
State Grinnell Mutual Ameriprise Group
Arizona- $109.70
Iowa $125.95 -
North Dakota $129.09 -

Grinnell Mutual vs. Ameriprise Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and Ameriprise Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grinnell Mutual Ameriprise Group
1 Vehicle $112.75 $101.86
2 Vehicles $184.11 $135.61

Grinnell Mutual vs. Ameriprise Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grinnell Mutual charges $129.58 per month and Ameriprise Group charges $107.10 per month for customers who own their home.

Own/Rent Grinnell Mutual Ameriprise Group
Own $129.58 $107.10
Rent $125.24 $111.18

What is Grinnell and Ameriprise Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Ameriprise ranked among the industry ratings.

ComparisonGrinnellAmeriprise
Year Founded19091894
A.M. Best RatingAA
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingBetter Than Most
MoodysA3
NAIC Complaint Ratio1.23
S&P RatingA

Grinnell or Ameriprise: Insurance Products Offered

What coverage is available through Grinnell and Ameriprise? Both insurance companies offer Auto, Home, Renters, and Umbrella insurance. Additional products from Ameriprise insurance also includes Condo, Health, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and Ameriprise Group Insurance page.

InsuranceGrinnellAmeriprise
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or Ameriprise: Ways To Save

Ameriprise offers a wide range of discounts to its policyholders, including Claims Free, Defensive Driver, and Education discounts. Whereas, Grinnell also offers a few discounts that Ameriprise doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Ameriprise and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellAmeriprise
Anniversary DiscountAge of Home Discount
Anti-lock Brakes DiscountClaims Free Discount
Anti-theft DiscountDefensive Driver Discount
Claim-free DiscountEducation Discount
Defensive Driver DiscountGaraging Discount
Electronic Funds Transfer DiscountGood Driver Discount
Elite Driver (Good Driver)Multi-car Discount
Excess Vehicles DiscountMulti-product Discount
Good Student DiscountPremier Safety Discount
Mile MarkerProtective Devices Discount
Minor Violation ForgivenessRenovation Discount
Motor Homes Limited Use DiscountStudent Away Discount
Multi-Car DiscountTenure Discount
Multi-policy DiscountVehicle Safety Features Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & Ameriprise

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
Ameriprise
  • A very financially sound company.
  • One of the largest networks of agents.
  • Offers auto insurance through Costco

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
Ameriprise
  • The complaint ratio for Ameriprise is higher than the national average. Since 2015, however, it has steadily decreased

Grinnell or Ameriprise Mobile Apps Options

The only app available for Ameriprise is for financial services and financial planning, not for home and auto.

Grinnell Mobile App
Grinnell does not currently have a mobile app.
Ameriprise Mobile App
Ameriprise does not currently have a mobile app for Auto & Home

Grinnell & Ameriprise Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
Ameriprise Contact Info
Address70100 Ameriprise Financial Center, Minneapolis, MN 55474
Phone1-800.862.7919
Websitehttps://www.ameriprise.com/
Facebookhttps://www.facebook.com/AmeripriseAutoHome/
Youtubehttps://www.youtube.com/user/Ameriprise
Twitterhttps://twitter.com/AmeripriseAH
LinkedInhttps://www.linkedin.com/company/ameriprise-auto-and-home-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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