Grinnell vs. Hartford Insurance

Which insurance provider is right for you? Compare premiums, coverage, and quotes from Grinnell and Hartford.

Compare Car Insurance Rates in Your Area

Grinnell vs. Hartford: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and Hartford Overview.

Grinnell Mutual vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grinnell Mutual and Hartford. On average, Grinnell Mutual charges approximately $122.46 per month while Hartford comes in at around $201.47 per month. For Grinnell Mutual, the cheapest state average is North Dakota at $114.00 per month and the most expensive is Iowa at $124.13 per month. For Hartford, the cheapest state average is California at $201.46 per month and the most expensive is California at $201.46 per month.

Grinnell Mutual

Average Rate

$122.46
Hartford

Average Rate

$201.47
National

Average Rate

$117.77
State Grinnell Mutual Hartford
California- $201.46
Iowa $124.13 -
North Dakota $114.00 -

Grinnell Mutual vs. Hartford: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grinnell Mutual Hartford
1 Vehicle $110.17 $190.38
2 Vehicles $172.50 $242.61

Grinnell Mutual vs. Hartford: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grinnell Mutual charges $123.22 per month and Hartford charges $188.66 per month for customers who own their home.

Own/Rent Grinnell Mutual Hartford
Own $123.22 $188.66
Rent $121.99 $207.03

What is Grinnell and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Hartford ranked among the industry ratings.

ComparisonGrinnellHartford
Year Founded19091810
A.M. Best RatingAA
BBB RatingA+A-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.65
S&P RatingAA

Grinnell or Hartford: Insurance Products Offered

What coverage is available through Grinnell and Hartford? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Hartford insurance also includes Condo and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and Hartford Insurance page.

InsuranceGrinnellHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or Hartford: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Grinnell also offers a few discounts that Hartford doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Multi-policy discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellHartford
Anniversary DiscountAirbags Discount
Anti-lock Brakes DiscountAnti-theft Device Discount
Anti-theft DiscountBundle Insurance Savings
Claim-free DiscountDefensive Driver Course
Defensive Driver DiscountDriver Training Discount
Electronic Funds Transfer DiscountGood Student Discount
Elite Driver (Good Driver)Paid-in-Full Discount
Excess Vehicles DiscountVehicle Fuel Type (Hybrid or Electric Vehicles)
Good Student Discount
Mile Marker
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & Hartford

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Grinnell or Hartford Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Grinnell Mobile App
Grinnell does not currently have a mobile app.
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Grinnell & Hartford Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.