Grinnell vs. National General Insurance

Which insurance provider is right for you? Compare plans, pros & cons, and quotes from Grinnell and National General.

Compare Car Insurance Rates in Your Area

Grinnell vs. National General: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and National General Overview.

Grinnell Mutual vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grinnell Mutual and National General. On average, Grinnell Mutual charges approximately $122.46 per month while National General comes in at around $176.37 per month. For Grinnell Mutual, the cheapest state average is North Dakota at $114.00 per month and the most expensive is Iowa at $124.13 per month. For National General, the cheapest state average is Texas at $176.44 per month and the most expensive is Texas at $176.44 per month.

Grinnell Mutual

Average Rate

$122.46
National General

Average Rate

$176.37
National

Average Rate

$117.77
State Grinnell Mutual National General
Iowa $124.13 -
North Dakota $114.00 -
Texas- $176.44

Grinnell Mutual vs. National General: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grinnell Mutual National General
1 Vehicle $110.17 $174.10
2 Vehicles $172.50 $182.12

Grinnell Mutual vs. National General: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grinnell Mutual charges $123.22 per month and National General charges $161.68 per month for customers who own their home.

Own/Rent Grinnell Mutual National General
Own $123.22 $161.68
Rent $121.99 $185.42

What is Grinnell and National General Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and National General ranked among the industry ratings.

ComparisonGrinnellNational General
Year Founded19091920
Market Share1.05%
A.M. Best RatingAA-
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio6.08
S&P RatingA

Grinnell or National General: Insurance Products Offered

What coverage is available through Grinnell and National General? Both insurance companies offer Auto, Commercial, Home, and Renters insurance. Additional products from National General insurance also includes Condo, Health, Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and National General Insurance page.

InsuranceGrinnellNational General
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or National General: Ways To Save

National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Whereas, Grinnell also offers a few discounts that National General doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Multi-Car discounts. Start taking advantage of discounts offered by insurance providers like National General and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellNational General
Anniversary DiscountAffinity Discount
Anti-lock Brakes DiscountAnti-Theft Discount
Anti-theft DiscountLow Mileage Discount
Claim-free DiscountMotorcycle Discount
Defensive Driver DiscountMulti-Policy Discount
Electronic Funds Transfer DiscountMulti-Vehicle Discount
Elite Driver (Good Driver)Paid-in-Full Discount
Excess Vehicles DiscountPaperless Discount
Good Student DiscountRVs and autos on one convenient policy
Mile MarkerSafe-Driver Discount
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & National General

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
National General
  • Slow claim process, according to customer’s reviews

Grinnell or National General Mobile Apps Options


Grinnell Mobile App
Grinnell does not currently have a mobile app.
National General Mobile App
National General does not currently have a mobile app.

Grinnell & National General Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
National General Contact Info
Address5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone1-888-293-5108
Websitehttp://www.nationalgeneral.com/
Facebookhttps://www.facebook.com/NationalGeneralInsurance/
Linkedinhttps://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.