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Grinnell vs. Pemco Insurance
Which insurance carrier is right for you? Compare premiums, insights, and quotes from Grinnell and Pemco.
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Grinnell vs. Pemco: What You Need to Know
Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and PEMCO Overview.
Grinnell Mutual vs. PEMCO: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Grinnell Mutual and PEMCO. On average, Grinnell Mutual charges approximately $ per month while PEMCO comes in at around $103.06 per month. For Grinnell Mutual, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For PEMCO, the cheapest state average is Washington at $103.06 per month and the most expensive is Washington at $103.06 per month.
Average Rate
Average Rate
Average Rate
| State | Grinnell Mutual | PEMCO |
|---|---|---|
| Washington | - | $103.06 |
Grinnell Mutual vs. PEMCO: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and PEMCO typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Grinnell Mutual | PEMCO |
|---|---|---|
| 1 Vehicle | $ | $103.71 |
Grinnell Mutual vs. PEMCO: Rates by Homeownership
What is Grinnell and Pemco Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Pemco ranked among the industry ratings.
| Comparison | Grinnell | Pemco |
|---|---|---|
| Year Founded | 1909 | 1949 |
| Market Share | 3.8% | |
| A.M. Best Rating | A | B++ |
| BBB | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power | Among the Best | |
| S&P Rating | A |
Grinnell or Pemco: Insurance Products Offered
What coverage is available through Grinnell and Pemco? Both insurance companies offer Auto, Home, Renters, and Umbrella insurance. Additional products from Pemco insurance also includes Condo, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and PEMCO Insurance page.
| Insurance | Grinnell | Pemco |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ | ✔ |
Grinnell or Pemco: Ways To Save
Pemco offers a wide range of discounts to its policyholders, including Advance Purchase (for new business), Auto Plus Home, and Defensive Driver discounts. Whereas, Grinnell also offers a few discounts that Pemco doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Grinnell | Pemco |
|---|---|
| Anniversary Discount | Accident Forgiveness Benefit |
| Anti-lock Brakes Discount | Advance Purchase Discount (for new business) |
| Anti-theft Discount | Auto Plus Home Discount |
| Claim-free Discount | Defensive Driver Discount |
| Defensive Driver Discount | Distant Student Discount |
| Electronic Funds Transfer Discount | Educator Discount |
| Elite Driver (Good Driver) | Good Student Discount |
| Excess Vehicles Discount | Homeownership Discount |
| Good Student Discount | Life Insurance (only for members of the teacher’s credit union) |
| Mile Marker | Low Mileage Discount |
| Minor Violation Forgiveness | Loyal Auto Customer Discount |
| Motor Homes Limited Use Discount | Minor Ticket Forgiveness Benefit |
| Multi-Car Discount | New Vehicle Discount |
| Multi-policy Discount | Paid in Full Discount |
| Paid-in-Full Discount | Safety/Security Feature Discount |
| Passive Restraint/Airbags Discount | University of Washington Alumni Discount |
| Small At-fault Accident Forgiveness |
Pros & Cons of Grinnell & Pemco
Pros
Grinnell
- Grinnell offers good customer service and reliable insurance products.
- Customized commercial policies.
Pemco
- PEMCO was ranked amongst the best by JD Power.
- Positive reviews from customers
Cons
Grinnell
- Grinnell auto insurance is only available in 19 states.
Pemco
Grinnell or Pemco Mobile Apps Options
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
| Grinnell Mobile App | ||
|---|---|---|
| Grinnell does not currently have a mobile app. | ||
| Pemco Mobile App | ||
|---|---|---|
| iOS | 3.6 | 5 user reviews |
| Android | 4.3 | 68 user reviews |
Grinnell & Pemco Contact Info
| Grinnell Contact Info | |
|---|---|
| Address | 4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790 |
| Phone | 1-800-362-2041 |
| Website | https://www.grinnellmutual.com/ |
| https://www.facebook.com/myGrinnellMutual/ | |
| Youtube | https://www.youtube.com/user/grinnellmutual |
| https://twitter.com/GrinnellMutual | |
| https://www.linkedin.com/company/grinnellmutual/ | |
| Pemco Contact Info | |
|---|---|
| Address | 1300 Dexter Avenue N. Seattle, WA 98109-3571 |
| Phone | 1 (800) 467-3626 |
| Website | https://pemco.com/ |
| https://www.facebook.com/PEMCOInsurance/ | |
| Youtube | https://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g |
| https://twitter.com/PEMCO | |
| https://www.linkedin.com/company/pemco/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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