Hanover vs. Sentry Insurance

Which insurance provider is right for you? Compare rates, products, and quotes from Hanover and Sentry.

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Hanover vs. Sentry: What You Need to Know

From 2003-2007, the Wall Street Journal ranked The Hanover Insurance Companies #1 in the property and casualty industry for increasing shareholder value over a 5-year-period. In 2009, The Hanover acquired commercial business from OneBeacon Insurance Group, which enabled rapid Western U.S. expansion. In the same year, A.M. Best upgraded its company rating to “A” (excellent). From 2010 to 2011, it continued to acquire more businesses both in the U.S. and abroad, which included Lloyd’s of London Chaucer Holdings. In 2013, The Hanover exceeded $5 billion worth of written premiums and wrote business in 179 countries. In 2015, Standard & Poor’s upgraded the company’s financial rating to “A” and The Hanover was recognized by Forbes as one of America’s best employers and one of America’s most trustworthy financial companies.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hanover Overview and Sentry Overview.

Hanover vs. Sentry: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hanover and Sentry. On average, Hanover charges approximately $436.66 per month while Sentry comes in at around $261.27 per month. For Hanover, the cheapest state average is Massachusetts at $183.50 per month and the most expensive is New Jersey at $613.09 per month. For Sentry, the cheapest state average is Idaho at $150.22 per month and the most expensive is Delaware at $480.43 per month.

Hanover

Average Rate

$436.66
Sentry

Average Rate

$261.27
National

Average Rate

$117.77
State Hanover Sentry
Arkansas $412.24 $247.64
Connecticut $461.89 -
Delaware- $480.43
Idaho- $150.22
Illinois $480.53 -
Indiana $497.57 -
Iowa- $153.57
Maine $230.42 -
Massachusetts $183.50 -
Michigan $591.82 -
New Hampshire $360.57 -
New Jersey $613.09 -
New York $304.74 -
Oregon- $267.46
Pennsylvania- $314.20
Washington- $230.39
West Virginia- $327.43
Wisconsin- $182.92

Hanover vs. Sentry: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hanover and Sentry typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hanover Sentry
1 Vehicle $400.48 $249.09
2 Vehicles $598.71 $300.46
3 Vehicles $1,022.03 $

Hanover vs. Sentry: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hanover charges $439.51 per month and Sentry charges $247.38 per month for customers who own their home.

Own/Rent Hanover Sentry
Own $439.51 $247.38
Rent $435.17 $270.11

What is Hanover and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hanover and Sentry ranked among the industry ratings.

ComparisonHanoverSentry
Year Founded18521904
A.M. Best RatingAA+
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbove Average
NAIC Complaint Index1.28
S&P RatingA

Hanover or Sentry: Insurance Products Offered

What coverage is available through Hanover and Sentry? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Hanover insurance also includes RV and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hanover and Sentry Insurance page.

InsuranceHanoverSentry
Auto Insurance
Commercial Insurance
Home Insurance
Life Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

Hanover or Sentry: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequency discounts. Whereas, Hanover also offers a few discounts that Sentry doesn’t, including Student Away at School, Pay-in-Full, and One Bill discounts. Start taking advantage of discounts offered by insurance providers like Sentry and Hanover insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

HanoverSentry
Accident Prevention Course DiscountDriving Course Discounts
Affinity GroupsHomeowners Discount
Anti-theft Device DiscountMulti-vehicle Discount
Good Student DiscountPayment Frequency Discounts
Hanover Platinum ExperienceTransfer Discount
Multi-Car DiscountVehicle Safety Feature Discounts
No-Fee Electric Funds Transfers
One Bill
Pay-in-Full Discount
Student Away at School Discount

Pros & Cons of Hanover & Sentry

Pros

Hanover
  • The Hanover Insurance Group platinum coverages come in a great bundle.
  • Useful mobile app
Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.

Cons

Hanover
  • The Hanover Insurance Group does not offer rideshare insurance or accident forgiveness options.
  • Very few discounts
  • Hanover Insurance is more expensive than most options and a lower customer service rating.
  • Hanover only writes auto insurance in 18 states.
Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

Hanover or Sentry Mobile Apps Options

The Hanover Mobile app is available for iOS and Android. With this app, you’ll be able to see vital policy information and billing information. You can also file a home or auto claim without making a phone call.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

Hanover Mobile App
iOS     3.517 user reviews
Android     2.621 user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

Hanover & Sentry Contact Info

Hanover Contact Info
Address440 Lincoln Street, Worcester, MA 01653
Phone1-508-855-1000
Websitehttps://www.hanover.com/
Facebookhttps://www.facebook.com/hanoverinsurance/
Twitterhttps://twitter.com/The_Hanover
Youtubehttps://www.youtube.com/channel/UCe9zQijKTBxGff55FKAvytg
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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