Hartford vs. Ameriprise Insurance

Which insurance carrier is right for you? Compare premiums, products, and quotes from Hartford and Ameriprise.

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Hartford vs. Ameriprise: What You Need to Know

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By 1914 his assets reached $1 million. In 2009, Ameriprise Financial partnered with Feeding America, the nation’s largest domestic hunger-relief organization. In 2010, Ameriprise Financial became the eighth-largest manager of long-term U.S. mutual fund assets, largely due to the acquisition of Columbia Management. In 2014, it launched the Confident Retirement® approach. The new Columbia Threadneedle Investments brand was launched in 2015. In 2017, Columbia Threadneedle Investments acquired Lionstone Investments, a real estate investment firm and also acquired Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and Ameriprise Group Overview.

Hartford vs. Ameriprise Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hartford and Ameriprise Group. On average, Hartford charges approximately $196.83 per month while Ameriprise Group comes in at around $ per month. For Hartford, the cheapest state average is California at $196.83 per month and the most expensive is California at $196.83 per month. For Ameriprise Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Hartford

Average Rate

$196.83
Ameriprise Group

Average Rate

$
National

Average Rate

$133.56
State Hartford Ameriprise Group
California $196.83 -

Hartford vs. Ameriprise Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and Ameriprise Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hartford Ameriprise Group
1 Vehicle $186.98 $
2 Vehicles $284.96 $

Hartford vs. Ameriprise Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hartford charges $195.73 per month and Ameriprise Group charges $ per month for customers who own their home.

Own/Rent Hartford Ameriprise Group
Own $195.73 $
Rent $196.96 $

What is Hartford and Ameriprise Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Ameriprise ranked among the industry ratings.

ComparisonHartfordAmeriprise
Year Founded18101894
A.M. Best RatingAA
BBB RatingA-
Financial StrengthExcellentExcellent
JD Power RankingBetter Than Most
MoodysA3
NAIC Complaint Ratio1.651.23
S&P RatingA

Hartford or Ameriprise: Insurance Products Offered

What coverage is available through Hartford and Ameriprise? Both insurance companies offer Auto, Condo, Home, Renters, RV, and Umbrella insurance. Additional products from Ameriprise insurance also includes Health, Life, and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and Ameriprise Group Insurance page.

InsuranceHartfordAmeriprise
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Hartford or Ameriprise: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Ameriprise also offers a few discounts that Hartford doesn’t, including Vehicle Safety Features, Tenure, and Student Away discounts. Start taking advantage of discounts offered by insurance providers like Ameriprise and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

HartfordAmeriprise
Airbags DiscountAge of Home Discount
Anti-theft Device DiscountClaims Free Discount
Bundle Insurance SavingsDefensive Driver Discount
Defensive Driver CourseEducation Discount
Driver Training DiscountGaraging Discount
Good Student DiscountGood Driver Discount
Paid-in-Full DiscountMulti-car Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)Multi-product Discount
Premier Safety Discount
Protective Devices Discount
Renovation Discount
Student Away Discount
Tenure Discount
Vehicle Safety Features Discount

Pros & Cons of Hartford & Ameriprise

Pros

Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.
Ameriprise
  • A very financially sound company.
  • One of the largest networks of agents.
  • Offers auto insurance through Costco

Cons

Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.
Ameriprise
  • The complaint ratio for Ameriprise is higher than the national average. Since 2015, however, it has steadily decreased

Hartford or Ameriprise Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

The only app available for Ameriprise is for financial services and financial planning, not for home and auto.

Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews
Ameriprise Mobile App
Ameriprise does not currently have a mobile app for Home and Auto.

Hartford & Ameriprise Contact Info

Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/
Ameriprise Contact Info
Address70100 Ameriprise Financial Center, Minneapolis, MN 55474
Phone1-800.862.7919
Websitehttps://www.ameriprise.com/
Facebookhttps://www.facebook.com/AmeripriseAutoHome/
Youtubehttps://www.youtube.com/user/Ameriprise
Twitterhttps://twitter.com/AmeripriseAH
LinkedInhttps://www.linkedin.com/company/ameriprise-auto-and-home-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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