Hartford vs. National General Insurance

Which insurance provider is right for you? Compare insights, premiums, and quotes from Hartford and National General.

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Hartford vs. National General: What You Need to Know

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and National General Overview.

Hartford vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hartford and National General. On average, Hartford charges approximately $ per month while National General comes in at around $135.28 per month. For Hartford, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Pennsylvania at $0.00 per month and the most expensive is Florida at $190.09 per month.

Hartford

Average Rate

$
National General

Average Rate

$135.28
National

Average Rate

$154.82
State Hartford National General
Alabama- $109.16
Florida- $190.09
Indiana- $0.00
Oregon- $0.00
Pennsylvania- $0.00
Tennessee- $58.66
Texas- $174.76

Hartford vs. National General: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hartford National General
1 Vehicle $ $130.88
2 Vehicles $ $148.59

Hartford vs. National General: Rates by Homeownership

Home
Rates Are Not Currently Available

What is Hartford and National General Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and National General ranked among the industry ratings.

ComparisonHartfordNational General
Year Founded18101920
Market Share1.05%
A.M. Best RatingAA-
BBB RatingA-A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.656.08
S&P RatingA

Hartford or National General: Insurance Products Offered

What coverage is available through Hartford and National General? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, RV insurance. Additional products from National General insurance also includes Health and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and National General Insurance page.

InsuranceHartfordNational General
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Hartford or National General: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, National General also offers a few discounts that Hartford doesn’t, including Safe-Driver, RVs and autos on one convenient policy, and Paperless discounts. Start taking advantage of discounts offered by insurance providers like National General and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

HartfordNational General
Airbags DiscountAffinity Discount
Anti-theft Device DiscountAnti-Theft Discount
Bundle Insurance SavingsLow Mileage Discount
Defensive Driver CourseMotorcycle Discount
Driver Training DiscountMulti-Policy Discount
Good Student DiscountMulti-Vehicle Discount
Paid-in-Full DiscountPaid-in-Full Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)Paperless Discount
RVs and autos on one convenient policy
Safe-Driver Discount

Pros & Cons of Hartford & National General

Pros

Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.
National General
  • Slow claim process, according to customer’s reviews

Hartford or National General Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews
National General Mobile App
National General does not currently have a mobile app.

Hartford & National General Contact Info

Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/
National General Contact Info
Address5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone1-888-293-5108
Websitehttp://www.nationalgeneral.com/
Facebookhttps://www.facebook.com/NationalGeneralInsurance/
Linkedinhttps://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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