Hartford vs. Plymouth Rock Insurance

Which insurance carrier is right for you? Compare savings, products, and quotes from Hartford and Plymouth Rock.

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Hartford vs. Plymouth Rock: What You Need to Know

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and Plymouth Rock Assurance Overview.

Hartford vs. Plymouth Rock Assurance: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hartford and Plymouth Rock Assurance. On average, Hartford charges approximately $201.47 per month while Plymouth Rock Assurance comes in at around $117.47 per month. For Hartford, the cheapest state average is California at $201.46 per month and the most expensive is California at $201.46 per month. For Plymouth Rock Assurance, the cheapest state average is Massachusetts at $117.54 per month and the most expensive is Massachusetts at $117.54 per month.

Hartford

Average Rate

$201.47
Plymouth Rock Assurance

Average Rate

$117.47
National

Average Rate

$117.77
State Hartford Plymouth Rock Assurance
California $201.46 -
Massachusetts- $117.54

Hartford vs. Plymouth Rock Assurance: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and Plymouth Rock Assurance typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hartford Plymouth Rock Assurance
1 Vehicle $190.38 $107.22
2 Vehicles $242.61 $158.52

Hartford vs. Plymouth Rock Assurance: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hartford charges $188.66 per month and Plymouth Rock Assurance charges $116.97 per month for customers who own their home.

Own/Rent Hartford Plymouth Rock Assurance
Own $188.66 $116.97
Rent $207.03 $117.71

What is Hartford and Plymouth Rock Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Plymouth Rock ranked among the industry ratings.

ComparisonHartfordPlymouth Rock
Year Founded18101982
Market Share6.02% (2017)
A.M. Best RatingAA-
BBB RatingA-A+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
NAIC Complaint Ratio1.65
S&P RatingA

Hartford or Plymouth Rock: Insurance Products Offered

What coverage is available through Hartford and Plymouth Rock? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, and Umbrella insurance. Additional products from Hartford insurance also include RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and Plymouth Rock Assurance Insurance page.

InsuranceHartfordPlymouth Rock
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Hartford or Plymouth Rock: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Plymouth Rock also offers a few discounts that Hartford doesn’t, including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Plymouth Rock and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

HartfordPlymouth Rock
Airbags DiscountAARP Member Program of MA
Anti-theft Device DiscountAffinity Group Discounts
Bundle Insurance SavingsAge of Home Discount
Defensive Driver CourseAnti-theft Discount
Driver Training DiscountAway at School Discount
Good Student DiscountCompanion Policy Discount
Paid-in-Full DiscountConnected Homes Discount (only in PA and NJ)
Vehicle Fuel Type (Hybrid or Electric Vehicles)Defensive Driving Course Discounts
Driver Training Discount
eDocuments Discount
eDocuments Savings
Good Student Discount
Health Care Primary
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Hartford & Plymouth Rock

Pros

Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.
Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.

Cons

Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.
Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, NewHampshire, Pennsylvania, and New York

Hartford or Plymouth Rock Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day,7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews
Plymouth Rock Mobile App
iOS     1.3107 user reviews
Android     3127 user reviews

Hartford & Plymouth Rock Contact Info

Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/
Plymouth Rock Contact Info
AddressPO Box 900, Lincroft, NJ 07738-0900
Phone1 (800) 437-3535
Websitehttps://www.plymouthrock.com/
Facebookhttps://www.facebook.com/PlymouthRockAssurance/
Youtubehttps://www.youtube.com/watch?v=wEHtWA74PyY
Twitterhttps://twitter.com/PlymouthRock

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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