Which insurance company is right for you? Compare discounts, plans, and quotes from Hastings Mutual and Alfa.
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hastings Mutual Insurance Co Overview and ALFA Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hastings Mutual and Alfa ranked among the industry ratings.
Comparison | Hastings Mutual | Alfa |
---|---|---|
Year Founded | 1885 | 1946 |
Market Share | 0.2% (2018) | 0.12% |
A.M. Best Rating | A | A |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Above Average | |
NAIC Complaint Ratio | 0.82 |
What coverage is available through Hastings Mutual and Alfa? Both insurance companies offer Auto, Commercial, Farm, Home, Renters, and RV insurance. Additional products from Alfa insurance also includes Health and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hastings Mutual Insurance Co and ALFA Insurance page.
Insurance | Hastings Mutual | Alfa |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | ✔ |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. In contrast, Alfa also offers a few discounts that Hastings Mutual doesn’t, including Youth Safety Test, Youth Defensive Driver Test, and Teacher discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Hastings Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Hastings Mutual | Alfa |
---|---|
Away at School Discount | Airbags Discount |
Claim Free Discount | Burglar Alarm Discount |
Defensive Driving Discount | Claims-free Discount |
Good Student Discount | Defensive Driver Discount |
Multi-car Discount | Driver Education |
Multi-policy Discount | Driver Training Discounts |
Paid in Full Discount | Good Student Discount |
Paperless Bills Discount | Home and Auto Bundle Discount |
Homeowner Discount | |
Multi-car Discount | |
Multi-policy Discount | |
Smoke Alarm Discount | |
Teacher Discount | |
Youth Defensive Driver Test | |
Youth Safety Test |
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
Hastings Mutual Mobile App | ||
---|---|---|
Hastings Mutual does not currently have a mobile app. |
Alfa Mobile App | ||
---|---|---|
iOS | 4.7 | 1.9 user reviews |
Android | 3.7 | 251 user reviews |
Hastings Mutual Contact Info | |
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Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
Phone | 1-800-442-8277 |
Website | https://www.hastingsmutual.com/ |
https://www.facebook.com/HastingsMutual/ | |
https://www.linkedin.com/company/hastings-mutual-insurance-company/ |
Alfa Contact Info | |
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Address | P.O. Box 11000, Montgomery, AL 36191-0001 |
Phone | 1-800-964-2532 |
Website | https://www.alfainsurance.com/ |
https://www.facebook.com/AlfaInsurance | |
Youtube | https://www.youtube.com/user/AlfaInsurance |
https://twitter.com/Alfa_Insurance |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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