Which insurance provider is right for you? Compare pros & cons, cost, and quotes from Hastings Mutual and Direct Auto.
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hastings Mutual Insurance Co Overview and Direct Auto Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hastings Mutual and Direct Auto ranked among the industry ratings.
Comparison | Hastings Mutual | Direct Auto |
---|---|---|
Year Founded | 1885 | 1991 |
Market Share | 0.2% (2018) | |
A.M. Best Rating | A | |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Above Average | |
NAIC Complaint Index | 6.06 |
What coverage is available through Hastings Mutual and Direct Auto? Both insurance companies offer Auto, Commercial, and RV insurance. Additional products from Hastings Mutual insurance also includes Condo, Farm, Home, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hastings Mutual Insurance Co and Direct Auto Insurance page.
Insurance | Hastings Mutual | Direct Auto |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. In contrast, Direct Auto also offers a few discounts that Hastings Mutual doesn’t, including Welcome Back, Senior Citizen, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Direct Auto and Hastings Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Hastings Mutual | Direct Auto |
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Away at School Discount | Affinity Discount |
Claim Free Discount | Good Student Discount |
Defensive Driving Discount | Homeowner Discount |
Good Student Discount | Mileage Discount |
Multi-car Discount | Military Discount |
Multi-policy Discount | Multi-Car Discount |
Paid in Full Discount | Multi-Product Discount |
Paperless Bills Discount | Prior Coverage Discount |
Renewal Discount | |
Safe Driver Discount | |
Senior Citizen Discount | |
Welcome Back Discount |
Hastings Mutual Mobile App | ||
---|---|---|
Hastings Mutual does not currently have a mobile app. |
Direct Auto Mobile App | ||
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Direct Auto does not currently have a mobile app. |
Hastings Mutual Contact Info | |
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Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
Phone | 1-800-442-8277 |
Website | https://www.hastingsmutual.com/ |
https://www.facebook.com/HastingsMutual/ | |
https://www.linkedin.com/company/hastings-mutual-insurance-company/ |
Direct Auto Contact Info | |
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Address | 1128 Murfreesboro Road, Nashville, TN |
Phone | 1-877-463-4732 |
Website | https://www.directauto.com/ |
http://www.facebook.com/directautoIns | |
https://twitter.com/directautoins | |
Youtube | https://www.youtube.com/user/DirectAutoIns |
https://www.instagram.com/directautoins/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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