Infinity vs. 21st Century Insurance

Which insurance company is right for you? Compare savings, coverage, and quotes from Infinity and 21st Century.

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Infinity vs. 21st Century: What You Need to Know

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG). Today, Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Infinity Overview and 21st Century Overview.

Infinity vs. 21st Century: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Infinity and 21st Century. On average, Infinity charges approximately $ per month while 21st Century comes in at around $156.46 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For 21st Century, the cheapest state average is California at $156.52 per month and the most expensive is California at $156.52 per month.


Average Rate

21st Century

Average Rate


Average Rate

State Infinity 21st Century
California- $156.52

Infinity vs. 21st Century: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Infinity and 21st Century typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Infinity 21st Century
1 Vehicle $ $150.95
2 Vehicles $ $221.40

Infinity vs. 21st Century: Rates by Homeownership

Rates Are Not Currently Available

What is Infinity and 21st Century Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Infinity and 21st Century ranked among the industry ratings.

ComparisonInfinity21st Century
Year Founded19551958
Market Share0.59%
A.M. Best RatingAA
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
Moody's RatingA2
NAIC Complaint Index2.731.47
S&P RatingAA+

Infinity or 21st Century: Insurance Products Offered

What coverage is available through Infinity and 21st Century? Both insurance companies offer Auto, Home, Life, Motorcycle, and RV insurance. Additional products from Infinity insurance also includes Commercial, Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Infinity and 21st Century Insurance page.

InsuranceInfinity21st Century
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Infinity or 21st Century: Ways To Save

21st Century offers a wide range of discounts to its policyholders, including Multi-Car, Paperless & Autopay, and Safe Driver discounts. In contrast, Infinity also offers a few discounts that 21st Century doesn’t, including VIN Etching, Switch and Save, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like 21st Century and Infinity insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Infinity21st Century
Anti-theft DiscountMature Driver Discount
Credit Rating DiscountMulti-Car Discount
Education DiscountPaperless & Autopay Discount
Electronic PaymentSafe Driver Discount
Homeowners/Renters Discount
Low Mileage Discount
Loyal Customer Discount
Marriage Discount
Mature Driver Discount
Membership Discount
Multi-vehicle Discount
Paid in Full Discount
Safe Driver Discount
Switch and Save Discount
VIN Etching Discount

Pros & Cons of Infinity & 21st Century


  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program
21st Century
  • 21st Century offers affordable rates to good drivers in California and a few other states.
  • 21st Century is a financially strong company.
  • 21st Century offers many lines of insurance and multi-policy discounts.


  • Lack of policy information on the website
  • Low customer feedback ratings
21st Century
  • 21st Century mainly does business in California.

Infinity or 21st Century Mobile Apps Options

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews
21st Century Mobile App
iOS     1.95 user reviews
Android     3.2934 user reviews

Infinity & 21st Century Contact Info

Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203
21st Century Contact Info
Address3 Beaver Valley Road, Wilmington, DE 19803

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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