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Infinity vs. Alfa Insurance
Which insurance company is right for you? Compare products, price, and quotes from Infinity and Alfa.
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Infinity vs. Alfa: What You Need to Know
Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG). Today, Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Infinity Overview and ALFA Overview.
Infinity vs. ALFA: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Infinity and ALFA. On average, Infinity charges approximately $ per month while ALFA comes in at around $177.16 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For ALFA, the cheapest state average is Virginia at $144.69 per month and the most expensive is Arkansas at $175.06 per month.
Average Rate
Average Rate
Average Rate
| State | Infinity | ALFA |
|---|---|---|
| Arkansas | - | $175.06 |
| Virginia | - | $144.69 |
Infinity vs. ALFA: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Infinity and ALFA typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Infinity | ALFA |
|---|---|---|
| 1 Vehicle | $ | $165.83 |
Infinity vs. ALFA: Rates by Homeownership
What is Infinity and Alfa Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Infinity and Alfa ranked among the industry ratings.
| Comparison | Infinity | Alfa |
|---|---|---|
| Year Founded | 1955 | 1946 |
| Market Share | 0.59% | 0.12% |
| A.M. Best Rating | A | A |
| Financial Strength | Excellent | Excellent |
| Moody's Rating | A2 | |
| NAIC Complaint Index | 2.73 | |
| NAIC Complaint Ratio | 0.82 | |
| S&P Rating | A |
Infinity or Alfa: Insurance Products Offered
What coverage is available through Infinity and Alfa? Both insurance companies offer Auto, Commercial, Home, Life, Renters, and RV insurance. Additional products from Infinity insurance also includes Condo, Motorcycle, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Infinity and ALFA Insurance page.
| Insurance | Infinity | Alfa |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Infinity or Alfa: Ways To Save
Alfa offers a wide range of discounts to its policyholders, including Burglar Alarm, Claims-free, and Defensive Driver discounts. In contrast, Infinity also offers a few discounts that Alfa doesn’t, including VIN Etching, Switch and Save, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Infinity insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Infinity | Alfa |
|---|---|
| Anti-theft Discount | Airbags Discount |
| Credit Rating Discount | Burglar Alarm Discount |
| Education Discount | Claims-free Discount |
| Electronic Payment | Defensive Driver Discount |
| Homeowners/Renters Discount | Driver Education |
| Low Mileage Discount | Driver Training Discounts |
| Loyal Customer Discount | Good Student Discount |
| Marriage Discount | Home and Auto Bundle Discount |
| Mature Driver Discount | Homeowner Discount |
| Membership Discount | Multi-car Discount |
| Multi-vehicle Discount | Multi-policy Discount |
| Paid in Full Discount | Smoke Alarm Discount |
| Safe Driver Discount | Teacher Discount |
| Switch and Save Discount | Youth Defensive Driver Test |
| VIN Etching Discount | Youth Safety Test |
Pros & Cons of Infinity & Alfa
Pros
Infinity
- Offers a variety of packages to meet every driver’s needs
- Accepts all kinds of drivers
- Spanish-language website available
- DriverClub®: free 24/7 roadside assistance program
Alfa
- Very low customer complaints.
- Excellent financial strength means reliability in getting claims paid.
- It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
Cons
Infinity
- Lack of policy information on the website
- Low customer feedback ratings
Alfa
- Alfa Insurance is only available in Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers.
Infinity or Alfa Mobile Apps Options
The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
| Infinity Mobile App | ||
|---|---|---|
| iOS | 2.6 | 57 user reviews |
| Android | 3.7 | 1.2K user reviews |
| Alfa Mobile App | ||
|---|---|---|
| iOS | 4.7 | 1.9 user reviews |
| Android | 3.7 | 251 user reviews |
Infinity & Alfa Contact Info
| Infinity Contact Info | |
|---|---|
| Address | 2201 4th Avenue North - Birmingham, AL 35203 |
| Phone | 1-800-463-4648 |
| Website | https://www.infinityauto.com/ |
| http://www.facebook.com/InfinityAuto | |
| https://twitter.com/InfinityAuto | |
| Youtube | http://www.youtube.com/InfinityCarInsurance |
| Alfa Contact Info | |
|---|---|
| Address | P.O. Box 11000, Montgomery, AL 36191-0001 |
| Phone | 1-800-964-2532 |
| Website | https://www.alfainsurance.com/ |
| https://www.facebook.com/AlfaInsurance | |
| Youtube | https://www.youtube.com/user/AlfaInsurance |
| https://twitter.com/Alfa_Insurance | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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