Infinity vs. Direct Auto Insurance

Which insurance provider is right for you? Compare products, savings, and quotes from Infinity and Direct Auto.

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Infinity vs. Direct Auto: What You Need to Know

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG). Today, Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.

In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’soriginal vision.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Infinity Overview and Direct Auto Overview.

Infinity vs. Direct Auto: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Infinity and Direct Auto. On average, Infinity charges approximately $ per month while Direct Auto comes in at around $91.83 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For Direct Auto, the cheapest state average is Illinois at $76.30 per month and the most expensive is California at $95.55 per month.


Average Rate

Direct Auto

Average Rate


Average Rate

State Infinity Direct Auto
California- $95.55
Illinois- $76.30
Texas- $85.59

Infinity vs. Direct Auto: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Infinity and Direct Auto typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Infinity Direct Auto
1 Vehicle $ $92.46

Infinity vs. Direct Auto: Rates by Homeownership

Rates Are Not Currently Available

What is Infinity and Direct Auto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Infinity and Direct Auto ranked among the industry ratings.

ComparisonInfinityDirect Auto
Year Founded19551991
Market Share0.59%
A.M. Best RatingA
BBB RatingA+
Financial StrengthExcellentExcellent
Moody's RatingA2
NAIC Complaint Index2.736.06
S&P RatingA

Infinity or Direct Auto: Insurance Products Offered

What coverage is available through Infinity and Direct Auto? Both insurance companies offer Auto, Commercial, Motorcycle, and RV insurance. Additional products from Infinity insurance also includes Condo, Home, Life, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Infinity and Direct Auto Insurance page.

InsuranceInfinityDirect Auto
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Infinity or Direct Auto: Ways To Save

Direct Auto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Mileage discounts. In contrast, Infinity also offers a few discounts that Direct Auto doesn’t, including VIN Etching, Switch and Save, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Direct Auto and Infinity insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

InfinityDirect Auto
Anti-theft DiscountAffinity Discount
Credit Rating DiscountGood Student Discount
Education DiscountHomeowner Discount
Electronic PaymentMileage Discount
Homeowners/Renters DiscountMilitary Discount
Low Mileage DiscountMulti-Car Discount
Loyal Customer DiscountMulti-Product Discount
Marriage DiscountPrior Coverage Discount
Mature Driver DiscountRenewal Discount
Membership DiscountSafe Driver Discount
Multi-vehicle DiscountSenior Citizen Discount
Paid in Full DiscountWelcome Back Discount
Safe Driver Discount
Switch and Save Discount
VIN Etching Discount

Pros & Cons of Infinity & Direct Auto


  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program
Direct Auto
  • Flexible billing options and customizable insurance payments
  • Affordable rates regardless of consumers driving history
  • Offers SR-22 filing for drivers
  • Offers a variety of discounts


  • Lack of policy information on the website
  • Low customer feedback ratings
Direct Auto
  • Claims only by phone. There is no option to file a claim online.

Infinity or Direct Auto Mobile Apps Options

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews
Direct Auto Mobile App
Direct Auto does not currently have a mobile app.

Infinity & Direct Auto Contact Info

Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203
Direct Auto Contact Info
Address1128 Murfreesboro Road, Nashville, TN


The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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