Infinity vs. Pemco Insurance

Which insurance carrier is right for you? Compare savings, ratings, and quotes from Infinity and Pemco.

Compare Car Insurance Rates in Your Area

Infinity vs. Pemco: What You Need to Know

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG). Today, Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.

Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Infinity Overview and PEMCO Overview.

Infinity vs. PEMCO: How much are the Average Rates?

Rates Are Not Currently Available

Infinity vs. PEMCO: Rates by Number of Vehicle

Rates Are Not Currently Available

Infinity vs. PEMCO: Rates by Homeownership

Rates Are Not Currently Available

What is Infinity and Pemco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Infinity and Pemco ranked among the industry ratings.

Year Founded19551949
Market Share0.59%3.8%
A.M. Best RatingAB++
BBB RatingA+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
Moody's RatingA2
NAIC Complaint Index2.73
S&P RatingA

Infinity or Pemco: Insurance Products Offered

What coverage is available through Infinity and Pemco? Both insurance companies offer Auto, Condo, Home, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Infinity insurance also includes Commercial and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Infinity and PEMCO Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Infinity or Pemco: Ways To Save

Infinity offers a wide range of discounts to its policyholders, including Credit Rating, Education, and Electronic Payment discounts. In contrast, Pemco also offers a few discounts that Infinity doesn’t, including University of Washington Alumni, Safety/Security Feature, and New Vehicle discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Infinity insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Anti-theft DiscountAccident Forgiveness Benefit
Credit Rating DiscountAdvance Purchase Discount (for new business)
Education DiscountAuto Plus Home Discount
Electronic PaymentDefensive Driver Discount
Homeowners/Renters DiscountDistant Student Discount
Low Mileage DiscountEducator Discount
Loyal Customer DiscountGood Student Discount
Marriage DiscountHomeownership Discount
Mature Driver DiscountLife Insurance (only for members of the teacher’s credit union)
Membership DiscountLow Mileage Discount
Multi-vehicle DiscountLoyal Auto Customer Discount
Paid in Full DiscountMinor Ticket Forgiveness Benefit
Safe Driver DiscountNew Vehicle Discount
Switch and Save DiscountPaid in Full Discount
VIN Etching DiscountSafety/Security Feature Discount
University of Washington Alumni Discount

Pros & Cons of Infinity & Pemco


  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program
  • PEMCO was ranked amongst the best by JD Power.
  • Positive reviews from customers


  • Lack of policy information on the website
  • Low customer feedback ratings

Infinity or Pemco Mobile Apps Options

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.

Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews
Pemco Mobile App
iOS     3.65 user reviews
Android     4.368 user reviews

Infinity & Pemco Contact Info

Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203
Pemco Contact Info
Address1300 Dexter Avenue N. Seattle, WA 98109-3571
Phone1 (800) 467-3626

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Answer a few questions and let Penny find the best rates in your area.