Mercury vs. Cincinnati Insurance

Mercury vs. Cincinnati: What You Need to Know

George Joseph founded Mercury General Corporation in Los Angeles with a promise to provide more affordable rates than other carriers and the best customer service in the industry. The first policy was sold in 1962 when the company had only six employees and 90 agents. Two years later Mercury Insurance opened an office in Orange County, CA. In 1966 they opened their first office in the San Fernando Valley and a year later earned an A+ rating from A.M. Best. They continued expanding in southern California with an office opening in San Diego. In 1968 Mercury established a holding company, then acquired shares of Mercury Casualty Company and made it a wholly-owned subsidiary of Mercury General Corp. They then moved into their newly opened San Jose office. In 1970, Mercury wrote $1 million in premiums in one month and grew to employ 467 agents. In 1972 they sold their first homeowners policy. In 1973 Mercury formed a subsidiary for underwriting preferred risk, thereby increasing business using a 34-page manual written by the company’s founder. In 1974, Mercury opened its first Sacramento office and by 1977, Mercury Insurance becomes the largest insurance subsidiary, producing over $1 billion in premiums by 2011. In 1978, Mercury established a Special Investigations Unit (SIU) to fight insurance fraud.

With an A+ rating from the BBB and A.M Best, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13states through nearly 1,000 selected independent agencies.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Mercury Overview and Cincinnati Insurance Overview.

Mercury vs. Cincinnati Insurance: How much are the Average Rates?

Mercury vs. Cincinnati Insurance: Rates by Number of Vehicle

Mercury vs. Cincinnati Insurance: Rates by Homeownership

What is Mercury and Cincinnati Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Mercury and Cincinnati ranked among the industry ratings.

Mercury or Cincinnati: Insurance Products Offered

What coverage is available through Mercury and Cincinnati? Both insurance companies offer Auto, Home, and Umbrella insurance. Additional products from Mercury insurance also includes Commercial, Condo, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Mercury and Cincinnati Insurance Insurance page.

Mercury or Cincinnati: Ways To Save

Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. In contrast, Mercury also offers a few discounts that Cincinnati doesn’t, including Pay-in-Full, Occupational, and E-signature discounts. Start taking advantage of discounts offered by insurance providers like Cincinnati and Mercury insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Mercury or Cincinnati Mobile Apps Options

The Mercury Mobile app is available for android. This insurance tool is where you can manage payments, view auto policy information, download ID cards and more.

The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.

Mercury & Cincinnati Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.