Mercury vs. Sentry Insurance

Which insurance carrier is right for you? Compare price, ratings, and quotes from Mercury and Sentry.

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Mercury vs. Sentry: What You Need to Know

George Joseph founded Mercury General Corporation in Los Angeles with a promise to provide more affordable rates than other carriers and the best customer service in the industry. The first policy was sold in 1962 when the company had only six employees and 90 agents. Two years later Mercury Insurance opened an office in Orange County, CA. In 1966 they opened their first office in the San Fernando Valley and a year later earned an A+ rating from A.M. Best. They continued expanding in southern California with an office opening in San Diego. In 1968 Mercury established a holding company, then acquired shares of Mercury Casualty Company and made it a wholly-owned subsidiary of Mercury General Corp. They then moved into their newly opened San Jose office. In 1970, Mercury wrote $1 million in premiums in one month and grew to employ 467 agents. In 1972 they sold their first homeowners policy. In 1973 Mercury formed a subsidiary for underwriting preferred risk, thereby increasing business using a 34-page manual written by the company’s founder. In 1974, Mercury opened its first Sacramento office and by 1977, Mercury Insurance becomes the largest insurance subsidiary, producing over $1 billion in premiums by 2011. In 1978, Mercury established a Special Investigations Unit (SIU) to fight insurance fraud.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44filings.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Mercury Overview and Sentry Overview.

Mercury vs. Sentry: How much are the Average Rates?

Rates Are Not Currently Available

Mercury vs. Sentry: Rates by Number of Vehicle

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Mercury vs. Sentry: Rates by Homeownership

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What is Mercury and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Mercury and Sentry ranked among the industry ratings.

Year Founded19621904
Market Share1.13%
A.M. Best RatingA+
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAverage
Moody’s RatingBaa2
S&P RatingA

Mercury or Sentry: Insurance Products Offered

What coverage is available through Mercury and Sentry? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Mercury insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Mercury and Sentry Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Renters Insurance
Umbrella Insurance

Mercury or Sentry: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequencys discounts. In contrast, Mercury also offers a few discounts that Sentry doesn’t, including Pay-in-Full, Occupational, and Multi-policy discounts. Start taking advantage of discounts offered by insurance providers like Sentry and Mercury insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Anti-theft Feature DiscountDriving Course Discounts
Auto Pay DiscountHomeowners Discount
E-signature DiscountMulti-vehicle Discount
Good Driver DiscountPayment Frequency Discounts
Good Student DiscountTransfer Discount
Multi-car DiscountVehicle Safety Feature Discounts
Multi-policy Discount
Occupational Discount
Pay-in-Full Discount

Pros & Cons of Mercury & Sentry


  • Offers low rates and excellent coverage for homeowners, condo, renters, umbrella, auto, mechanical breakdown, business auto and business insurance in 13 states.
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.


  • Mercury Insurance is only available in 13 states.
  • Not all discounts are available in all 13 states.
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

Mercury or Sentry Mobile Apps Options

The Mercury Mobile app is available for android. This insurance tool is where you can manage payments, view auto policy information, download ID cards and more.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

Mercury Mobile App
iOS N/ANot Available
Android     2.7200 user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

Mercury & Sentry Contact Info

Mercury Contact Info
Address4484 Wilshire Boulevard Los Angeles, California
Phone1 (800) 503-3724
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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