National General vs. Foremost Insurance

Which insurance provider is right for you? Compare discounts, coverage, and quotes from National General and Foremost.

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National General vs. Foremost: What You Need to Know

National General Insurance, formerly GMAC Insurance Group, is the only onein the United States to be founded within the automotive industry. Thecompany’s history began in 1920, in North Carolina, when Integon, a lifeinsurance company, was founded: One part of the company became NationalGeneral Insurance and the second was Motor Insurance Company, founded in1925, by General Motors. In the year 1969, Integon started a holdingcompany and began insuring high-risk drivers and by 1997, the company wasacquired by GMAC. By 2013, GMAC changed its name to National GeneralInsurance. Today, the National General Insurance Group is one of thelargest automobile insurers in the United States, offering a variety ofproperty and casualty products. The company operates and sells itsinsurance products through over 10,000 independent agents and brokersacross the US.

In 1952, Edward J Frey and Edward L. Stoddard founded Foremost InsuranceCompany. Their focus was originally on people who lived in mobile homes.They created the first mobile home insurance policy in history. The companyalso developed safety standards for mobile homes. Today the company offersa wide range of insurance, including auto insurance, rv insurance businessinsurance and home insurance. Foremost Insurance Group is a member of theFarmers Insurance Group of Companies and has more than 38,000 agents acrossthe country, operating in all 50 states. Foremost Insurance rebranded itsauto insurance line as Bristol West in 2018 to improve its customer serviceand claims handling processes. Foremost insurance has a great reputation asa reliable insurer of nonstandard high-risk auto policies and older homes.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit National General Overview and Foremost Overview.

National General vs. Foremost: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with National General and Foremost. On average, National General charges approximately $180.52 per month while Foremost comes in at around $ per month. For National General, the cheapest state average is Texas at $180.58 per month and the most expensive is Texas at $180.58 per month. For Foremost, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

National General

Average Rate

$180.52
Foremost

Average Rate

$
National

Average Rate

$120.03
State National General Foremost
Texas $180.58 -

National General vs. Foremost: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that National General and Foremost typically charge for drivers who have more than 1 vehicle.

Number of Vehicles National General Foremost
1 Vehicle $178.01 $
2 Vehicles $187.28 $
3 Vehicles $273.86 $

National General vs. Foremost: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average National General charges $164.41 per month and Foremost charges $0.00 per month for customers who own their home.

Own/Rent National General Foremost
Own $164.41 $0.00
Rent $188.59 $0.00

What is National General and Foremost Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how National General and Foremost ranked among the industry ratings.

Comparison National General Foremost
Year Founded 1920 1952
Market Share 1.05%
A.M. Best A- A
BBB Rating A+ A+
Financial Strength Excellent Excellent
NAIC Complaint Ratio 6.08 0.65
S&P Rating A

National General or Foremost: Insurance Products Offered

What coverage is available through National General and Foremost? Both insurance companies offer Auto, Commercial, Home, Motorcycle, and RV Insurance. Additional products from National General insurance also includes Condo, Health, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit National General and Foremost Insurance page.

Insurance National General Foremost
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

National General or Foremost: Ways To Save

Foremost offers a wide range of discounts to its policyholders, including Multi-policy, One Household, One Policy for All Vehicles, and Pay-in-Full discounts. National General also offers a few discounts that Foremost doesn’t including Safe-Driver, RVs and autos on one convenient policy, and Paperless discounts. Start taking advantage of discounts offered by insurance providers like Foremost and National General insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

National GeneralForemost
Affinity DiscountMature Driver Discount
Anti-Theft DiscountMulti-policy Discount
Low Mileage DiscountOne Household, One Policy for All Vehicles
Motorcycle DiscountPay-in-Full Discount
Multi-Policy Discount
Multi-Vehicle Discount
Paid-in-Full Discount
Paperless Discount
RVs and autos on one convenient policy
Safe-Driver Discount

Pros & Cons of National General & Foremost

Pros

National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services
Foremost
  • For over 50 years, Foremost has been the top insurance company writingmobile home insurance.
  • Offers superior customer care and claims handling.

Cons

National General
  • Slow claim process, according to customer’s reviews
Foremost
  • The mobile app confuses users because it’s really an app for internalemployees of Foremost Insurance Group. Policyholders cannot obtain anyinsurance services through the app.
  • Homeowners insurance is not the best fit for standard homes which requiremore coverage.

National General or Foremost Mobile Apps Options

National General does not currently have a mobile app.

The Foremost Insurance Group mobile app, available for iOS and android, isnot intended for billing or insurance information. This is an app forForemost Insurance Group corporate and agent events. It’s only for internaluse by Foremost employees. For account information, you can use theForemost website.

Foremost Mobile App
iOS      1.2 5 user reviews
Android      1.5 63 user reviews

National General & Foremost Contact Info

National General Contact Info
Address 5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone 1-888-293-5108
Website http://www.nationalgeneral.com/
Facebook https://www.facebook.com/NationalGeneralInsurance/
Linkedin https://www.linkedin.com/company/national-general-insurance/
Foremost Contact Info
Address 5600 Beech Tree Lane, Caledonia, MI 49316
Phone 1-800-532-4221
Website https://www.foremost.com/about-foremost/
Facebook https://www.facebook.com/ForemostInsurance/
Twitter https://twitter.com/Foremost
Youtube https://www.youtube.com/user/foremostinsurance
Linkedin https://www.linkedin.com/company/foremost-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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