Which insurance company is right for you? Compare ratings, discounts, and quotes from Nationwide and Auto Owners.
Murray D. Lincoln formed the company the Farm Bureau Mutual Automobile Insurance Company with the goal of selling auto insurance at low rates for farmers in Ohio. In 1926, the first policy was sold. In 1928, Farm Bureau Mutual begins to expand into other states including West Virginia,Maryland, Delaware, Vermont, and North Carolina. By 1934, the company was insuring motorists in metropolitan areas and writing property insurance policies too and by 1943 was operating in 12 states and the District of Columbia. It was in 1955 that the company changed its name to nationwide,with an expansion into 20 new states. In 1982, Nationwide acquires a 100-year-old company and America’s leading farm insurer and goes public in 1997. In the year 2000, the Nationwide Arena opens and becomes home to a National Hockey League franchise, the Columbus Blue Jackets. In 2007, the Nationwide Bank opens. Today, Nationwide is a Fortune 100 company with a full range of insurance and financial services across the country,including car, motorcycle, boat, homeowners, pet, farm, life and commercial insurance, annuities, mortgages, mutual funds, pensions, long-term savings plans and specific health services.
Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policy holders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017,Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Nationwide Overview and Auto-Owners Insurance Co Overview.
Below is a list of the average rates that drivers typically pay with Nationwide and Auto-Owners Insurance Co. On average, Nationwide charges approximately $182.24 per month while Auto-Owners Insurance Co comes in at around $127.53 per month. For Nationwide, the cheapest state average is Florida at $0.00 per month and the most expensive is Michigan at $362.90 per month. For Auto-Owners Insurance Co, the cheapest state average is Ohio at $77.67 per month and the most expensive is Arkansas at $175.06 per month.
Average Rate
Average Rate
Average Rate
State | Nationwide | Auto-Owners Insurance Co |
---|---|---|
Alabama | $107.96 | - |
Arizona | $141.78 | - |
Arkansas | $181.86 | $175.06 |
California | $212.44 | - |
Connecticut | $220.47 | - |
Florida | $0.00 | - |
Georgia | $231.79 | $147.85 |
Illinois | $132.52 | $100.68 |
Indiana | $168.27 | $117.09 |
Kansas | $146.59 | $123.56 |
Kentucky | $219.49 | - |
Maryland | $174.63 | - |
Michigan | $362.90 | $146.68 |
Minnesota | $234.65 | $138.22 |
Missouri | $180.14 | $146.57 |
Nevada | $235.08 | - |
New York | $189.67 | - |
North Carolina | $98.28 | - |
Ohio | $97.71 | $77.67 |
Oregon | $112.53 | - |
Pennsylvania | $91.09 | $130.23 |
South Carolina | $151.86 | $123.71 |
Tennessee | $102.37 | $116.87 |
Texas | $104.07 | - |
Virginia | $65.31 | $97.34 |
Washington | $147.01 | - |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Nationwide and Auto-Owners Insurance Co typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Nationwide | Auto-Owners Insurance Co |
---|---|---|
3 Vehicles | $33.41 | $ |
2 Vehicles | $180.51 | $201.62 |
1 Vehicle | $182.92 | $125.39 |
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Nationwide charges $90.07 per month and Auto-Owners Insurance Co charges $122.09 per month for customers who own their home.
Own/Rent | Nationwide | Auto-Owners Insurance Co |
---|---|---|
Own | $90.07 | $122.09 |
Rent | $200.59 | $127.96 |
Which car insurance company is better? We've made it easy to compare companies side by side. See how Nationwide and Auto Owners ranked among the industry ratings.
Comparison | Nationwide | Auto Owners |
---|---|---|
Year Founded | 1925 | 1916 |
Market Share | 2.7% | 0.24 |
A.M. Best | A+ | A++ |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | Better Than Most |
Moody’s Rating | A1 | |
NAIC Complaint Index | 0.38 | 0.77 |
S&P Rating | A+ | AA |
What coverage is available through Nationwide and Auto Owners? Both insurance companies offer Auto, Commercial, Farm, Health, Home, Life, Motorcycle, Pet, and RV Insurance. Additional products from Auto Owners insurance also includes Condo, Renters, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Nationwide and Auto-Owners Insurance Co Insurance page.
Insurance | Nationwide | Auto Owners |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | ✔ |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Pet Insurance | ✔ | ✔ |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ |
Nationwide offers a wide range of discounts to its policyholders, including Boat Insurance, Car Insurance, and Commercial Insurance discounts. Auto Owners also offers a few discounts that Nationwide doesn’t including Workers Compensation Insurance, Whole Life Insurance, and Universal Life Insurance discounts. Start taking advantage of discounts offered by insurance providers like Auto Owners and Nationwide insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Nationwide | Auto Owners |
---|---|
Annuities | Annuities |
Boat Insurance | ATV & Off-road Vehicle Insurance |
Car Insurance | Boat Insurance |
Commercial Insurance | Bonds Insurance |
Farm Insurance | Business Insurance |
Health Services | Car Insurance |
Homeowners Insurance | Commercial Auto Insurance |
Life Insurance | Commercial Umbrella Insurance |
Long-Term Savings Plans | Condo Insurance |
Mortgages | Disability Income Insurance |
Motorcycle Insurance | Farm Insurance |
Mutual Funds | Flood Insurance |
Pensions | Homeowners Insurance |
Pet Insurance | Life Insurance |
Long-term Care Insurance | |
Loss Control Insurance | |
Mobile Home Insurance | |
Motorcycle Insurance | |
Motorhome Insurance | |
Pet Insurance | |
Property & Valuables Insurance | |
Rental Dwelling Insurance | |
Renters Insurance | |
RV Insurance | |
Term Life Insurance | |
Trailer Insurance | |
Umbrella Insurance | |
Universal Life Insurance | |
Whole Life Insurance | |
Workers Compensation Insurance |
The Nationwide Mobile App for Android, iPhone and iPad lets you access accounts on the go. The app features fingerprint and facial login to a dashboard where you make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
The Auto-Owners Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.
Nationwide Mobile App | ||
---|---|---|
iOS | 3.6 | 3K user reviews |
Android | 4.3 | 1.4K user reviews |
Auto Owners Mobile App | ||
---|---|---|
iOS | 3.3 | 34 user reviews |
Android | 4.3 | 53 user reviews |
Nationwide Contact Info | |
---|---|
Address | P.O. Box 742522, Cincinnati, OH 45274-2522 |
Phone | 1-877-669-6877 |
Website | https://www.Nationwide.com |
https://www.facebook.com/nationwide/ | |
https://twitter.com/Nationwide | |
Youtube | https://www.youtube.com/channel/nationwide |
https://www.linkedin.com/company/nationwide/ |
Auto Owners Contact Info | |
---|---|
Address | 6101 Anacapri Blvd., Lansing, MI, 48917 |
Phone | 1-517-323-1200 |
Website | https://www.auto-owners.com/ |
https://www.facebook.com/AutoOwnersInsurance/ | |
https://twitter.com/AutoOwnersIns | |
Youtube | https://www.youtube.com/user/AutoOwnersInsurance |
https://www.linkedin.com/company/auto-owners-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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