Nationwide vs. Auto Owners Insurance

Which insurance company is right for you? Compare ratings, discounts, and quotes from Nationwide and Auto Owners.

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Nationwide vs. Auto Owners: What You Need to Know

Murray D. Lincoln formed the company the Farm Bureau Mutual Automobile Insurance Company with the goal of selling auto insurance at low rates for farmers in Ohio. In 1926, the first policy was sold. In 1928, Farm Bureau Mutual begins to expand into other states including West Virginia,Maryland, Delaware, Vermont, and North Carolina. By 1934, the company was insuring motorists in metropolitan areas and writing property insurance policies too and by 1943 was operating in 12 states and the District of Columbia. It was in 1955 that the company changed its name to nationwide,with an expansion into 20 new states. In 1982, Nationwide acquires a 100-year-old company and America’s leading farm insurer and goes public in 1997. In the year 2000, the Nationwide Arena opens and becomes home to a National Hockey League franchise, the Columbus Blue Jackets. In 2007, the Nationwide Bank opens. Today, Nationwide is a Fortune 100 company with a full range of insurance and financial services across the country,including car, motorcycle, boat, homeowners, pet, farm, life and commercial insurance, annuities, mortgages, mutual funds, pensions, long-term savings plans and specific health services.

Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policy holders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017,Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Nationwide Overview and Auto-Owners Insurance Co Overview.

Nationwide vs. Auto-Owners Insurance Co: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Nationwide and Auto-Owners Insurance Co. On average, Nationwide charges approximately $165.08 per month while Auto-Owners Insurance Co comes in at around $129.18 per month. For Nationwide, the cheapest state average is Florida at $3.39 per month and the most expensive is Connecticut at $252.73 per month. For Auto-Owners Insurance Co, the cheapest state average is Georgia at $107.50 per month and the most expensive is Pennsylvania at $142.12 per month.

Nationwide

Average Rate

$165.08
Auto-Owners Insurance Co

Average Rate

$129.18
National

Average Rate

$133.56
State Nationwide Auto-Owners Insurance Co
Arizona $79.80 -
California $207.63 -
Colorado $75.76 -
Connecticut $252.73 -
Florida $3.39 -
Georgia $72.02 $107.50
Illinois $67.45 -
Indiana $96.81 -
Kentucky $77.45 -
Michigan $68.22 $130.55
Missouri $108.78 -
Nevada $173.22 -
New York $187.33 -
North Carolina $72.42 -
Ohio $64.56 -
Oregon $94.71 -
Pennsylvania $69.04 $142.12
South Carolina $58.83 -
Tennessee $87.05 $119.45
Texas $87.67 -
Virginia $104.83 -
Washington $156.54 -

Nationwide vs. Auto-Owners Insurance Co: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Nationwide and Auto-Owners Insurance Co typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Nationwide Auto-Owners Insurance Co
1 Vehicle $165.58 $123.59
2 Vehicles $165.59 $187.69

Nationwide vs. Auto-Owners Insurance Co: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Nationwide charges $75.43 per month and Auto-Owners Insurance Co charges $133.60 per month for customers who own their home.

Own/Rent Nationwide Auto-Owners Insurance Co
Own $75.43 $133.60
Rent $202.03 $127.75

What is Nationwide and Auto Owners Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Nationwide and Auto Owners ranked among the industry ratings.

Comparison Nationwide Auto Owners
Year Founded 1925 1916
Market Share 2.7% 0.24
A.M. Best A+ A++
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average Better Than Most
Moody’s Rating A1
NAIC Complaint Index 0.38 0.77
S&P Rating A+ AA

Nationwide or Auto Owners: Insurance Products Offered

What coverage is available through Nationwide and Auto Owners? Both insurance companies offer Auto, Commercial, Farm, Health, Home, Life, Motorcycle, Pet, and RV Insurance. Additional products from Auto Owners insurance also includes Condo, Renters, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Nationwide and Auto-Owners Insurance Co Insurance page.

Insurance Nationwide Auto Owners
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Nationwide or Auto Owners: Ways To Save

Nationwide offers a wide range of discounts to its policyholders, including Boat Insurance, Car Insurance, and Commercial Insurance discounts. Auto Owners also offers a few discounts that Nationwide doesn’t including Workers Compensation Insurance, Whole Life Insurance, and Universal Life Insurance discounts. Start taking advantage of discounts offered by insurance providers like Auto Owners and Nationwide insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

NationwideAuto Owners
AnnuitiesAnnuities
Boat InsuranceATV & Off-road Vehicle Insurance
Car InsuranceBoat Insurance
Commercial InsuranceBonds Insurance
Farm InsuranceBusiness Insurance
Health ServicesCar Insurance
Homeowners InsuranceCommercial Auto Insurance
Life InsuranceCommercial Umbrella Insurance
Long-Term Savings PlansCondo Insurance
MortgagesDisability Income Insurance
Motorcycle InsuranceFarm Insurance
Mutual FundsFlood Insurance
PensionsHomeowners Insurance
Pet InsuranceLife Insurance
Long-term Care Insurance
Loss Control Insurance
Mobile Home Insurance
Motorcycle Insurance
Motorhome Insurance
Pet Insurance
Property & Valuables Insurance
Rental Dwelling Insurance
Renters Insurance
RV Insurance
Term Life Insurance
Trailer Insurance
Umbrella Insurance
Universal Life Insurance
Whole Life Insurance
Workers Compensation Insurance

Pros & Cons of Nationwide & Auto Owners

Pros

Nationwide
  • Up to 20% off when you bundle home, auto, life and other policies with nationwide.
  • Big savings for safe driving history.
  • On Your Side Auto Repair Network guarantees workmanship on repairs.
  • Vanishing deductible.
Auto Owners
  • Several options for discounts for teen drivers.
  • Common loss deductible and multi-policy discounts allow clients to save money if they insure home and auto with Auto-Owners Insurance.

Cons

Nationwide
Auto Owners
  • Auto-Owners Insurance only serves 26 states.
  • No rideshare insurance.

Nationwide or Auto Owners Mobile Apps Options

The Nationwide Mobile App for Android, iPhone and iPad lets you access accounts on the go. The app features fingerprint and facial login to a dashboard where you make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The Auto-Owners Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.

Nationwide Mobile App
iOS     3.63K user reviews
Android     4.31.4K user reviews
Auto Owners Mobile App
iOS     3.334 user reviews
Android     4.353 user reviews

Nationwide & Auto Owners Contact Info

Nationwide Contact Info
Address P.O. Box 742522, Cincinnati, OH 45274-2522
Phone 1-877-669-6877
Website https://www.Nationwide.com
Facebook https://www.facebook.com/nationwide/
Twitter https://twitter.com/Nationwide
Youtube https://www.youtube.com/channel/nationwide
Linkedin https://www.linkedin.com/company/nationwide/
Auto Owners Contact Info
Address 6101 Anacapri Blvd., Lansing, MI, 48917
Phone 1-517-323-1200
Website https://www.auto-owners.com/
Facebook https://www.facebook.com/AutoOwnersInsurance/
Twitter https://twitter.com/AutoOwnersIns
Youtube https://www.youtube.com/user/AutoOwnersInsurance
Linkedin https://www.linkedin.com/company/auto-owners-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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