Which insurance provider is right for you? Compare discounts, insights, and quotes from Pemco and National General.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.
Below is a list of the average rates that drivers typically pay with PEMCO and National General. On average, PEMCO charges approximately $99.45 per month while National General comes in at around $180.52 per month. For PEMCO, the cheapest state average is Washington at $99.42 per month and the most expensive is Washington at $99.42 per month. For National General, the cheapest state average is Texas at $180.58 per month and the most expensive is Texas at $180.58 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that PEMCO and National General typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||PEMCO||National General|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average PEMCO charges $96.05 per month and National General charges $164.41 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pemco and National General ranked among the industry ratings.
|A.M. Best Rating||B++||A-|
|JD Power||Among the Best|
|NAIC Complaint Ratio||6.08|
What coverage is available through Pemco and National General? Both insurance companies offer Auto, Condo, Home, Motorcycle, Renters, and RV insurance. Additional products from National General insurance also includes Commercial and Health insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit PEMCO and National General Insurance page.
National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. In contrast, Pemco also offers a few discounts that National General doesn’t, including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like National General and Pemco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident Forgiveness Benefit||Affinity Discount|
|Advance Purchase Discount (for new business)||Anti-Theft Discount|
|Auto Plus Home Discount||Low Mileage Discount|
|Defensive Driver Discount||Motorcycle Discount|
|Distant Student Discount||Multi-Policy Discount|
|Educator Discount||Multi-Vehicle Discount|
|Good Student Discount||Paid-in-Full Discount|
|Homeownership Discount||Paperless Discount|
|Life Insurance (only for members of the teacher’s credit union)||RVs and autos on one convenient policy|
|Low Mileage Discount||Safe-Driver Discount|
|Loyal Auto Customer Discount|
|Minor Ticket Forgiveness Benefit|
|New Vehicle Discount|
|Paid in Full Discount|
|Safety/Security Feature Discount|
|University of Washington Alumni Discount|
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
|Pemco Mobile App|
|iOS||3.6||5 user reviews|
|Android||4.3||68 user reviews|
|National General Mobile App|
|National General does not currently have a mobile app.|
|Pemco Contact Info|
|Address||1300 Dexter Avenue N. Seattle, WA 98109-3571|
|Phone||1 (800) 467-3626|
|National General Contact Info|
|Address||5620 University Pkwy, Winston-Salem, North Carolina 27105|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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