Plymouth Rock vs. Foremost Insurance

Which insurance carrier is right for you? Compare products, rates, and quotes from Plymouth Rock and Foremost.

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Plymouth Rock vs. Foremost: What You Need to Know

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

In 1952, Edward J Frey and Edward L. Stoddard founded Foremost Insurance Company. Their focus was originally on people who lived in mobile homes. They created the first mobile home insurance policy in history. The company also developed safety standards for mobile homes. Today the company offers a wide range of insurance, including auto insurance, RV insurance business insurance and home insurance. Foremost Insurance Group is a member of the Farmers Insurance Group of Companies and has more than 38,000 agents across the country, operating in all 50 states. Foremost Insurance rebranded its auto insurance line as Bristol West in 2018 to improve its customer service and claims handling processes. Foremost insurance has a great reputation as a reliable insurer of nonstandard high-risk auto policies and older homes.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Plymouth Rock Assurance Overview and Foremost Overview.

Plymouth Rock Assurance vs. Foremost: How much are the Average Rates?

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Plymouth Rock Assurance vs. Foremost: Rates by Number of Vehicle

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Plymouth Rock Assurance vs. Foremost: Rates by Homeownership

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What is Plymouth Rock and Foremost Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Plymouth Rock and Foremost ranked among the industry ratings.

ComparisonPlymouth RockForemost
Year Founded19821952
Market Share6.02% (2017)
A.M. Best RatingA-A
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
NAIC Complaint Index0.65
S&P RatingA

Plymouth Rock or Foremost: Insurance Products Offered

What coverage is available through Plymouth Rock and Foremost? Both insurance companies offer Auto, Commercial, Home insurance. Additional products from Plymouth Rock insurance also includes Condo, Motorcycle, Renters, RV, Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Plymouth Rock Assurance and Foremost Insurance page.

InsurancePlymouth RockForemost
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Plymouth Rock or Foremost: Ways To Save

Foremost offers a wide range of discounts to its policyholders, including Multi-policy, One Household, One Policy for All Vehicles, and Pay-in-Full discounts. In contrast, Plymouth Rock also offers a few discounts that Foremost doesn’t, including Safety Pledge, No Accident, and New Jersey Teachers Auto Insurance discounts. Start taking advantage of discounts offered by insurance providers like Foremost and Plymouth Rock insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Plymouth RockForemost
AARP Member Program of MAMature Driver Discount
Affinity Group DiscountsMulti-policy Discount
Age of Home DiscountOne Household, One Policy for All Vehicles
Anti-theft DiscountPay-in-Full Discount
Away at School Discount
Companion Policy Discount
Connected Homes Discount (only in PA and NJ)
Defensive Driving Course Discounts
Driver Training Discount
eDocuments Discount
eDocuments Savings
Good Student Discount
Health Care Primary
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Plymouth Rock & Foremost


Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.
  • For over 50 years, Foremost has been the top insurance company writing mobile home insurance.
  • Offers superior customer care and claims handling.


Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania, and New York
  • The mobile app confuses users because it’s really an app for internal employees of Foremost Insurance Group. Policyholders cannot obtain any insurance services through the app.
  • Homeowners insurance is not the best fit for standard homes which require more coverage.

Plymouth Rock or Foremost Mobile Apps Options

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

The Foremost Insurance Group mobile app, available for iOS and android, is not intended for billing or insurance information. This is an app for Foremost Insurance Group corporate and agent events. It’s only for internal use by Foremost employees. For account information, you can use the Foremost website.

Plymouth Rock Mobile App
iOS     1.3107 user reviews
Android     3127 user reviews
Foremost Mobile App
iOS     1.25 user reviews
Android     1.563 user reviews

Plymouth Rock & Foremost Contact Info

Plymouth Rock Contact Info
AddressPO Box 900, Lincroft, NJ 07738-0900
Phone1 (800) 437-3535
Foremost Contact Info
Address5600 Beech Tree Lane, Caledonia, MI 49316

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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