Safeway vs. Hartford Insurance

Which insurance provider is right for you? Compare insights, savings, and quotes from Safeway and Hartford.

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Safeway vs. Hartford: What You Need to Know

Since 1959, Safeway Insurance has been offering insurance to individuals and families in the U.S. The company was founded by the Parillo family, a historic private investor in the Chicago Sun-Times. In addition to its headquarters in Westmont, Illinois, the company has field offices in most states it operates in: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Louisiana, Mississippi, New Mexico, Tennessee, and Texas.

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safeway Overview and Hartford Overview.

Safeway vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safeway and Hartford. On average, Safeway charges approximately $252.54 per month while Hartford comes in at around $196.83 per month. For Safeway, the cheapest state average is Arizona at $239.54 per month and the most expensive is Arizona at $239.54 per month. For Hartford, the cheapest state average is California at $196.83 per month and the most expensive is California at $196.83 per month.

Safeway

Average Rate

$252.54
Hartford

Average Rate

$196.83
National

Average Rate

$133.56
State Safeway Hartford
Arizona $239.54 -
California- $196.83

Safeway vs. Hartford: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safeway and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safeway Hartford
1 Vehicle $239.76 $186.98
2 Vehicles $ $284.96

Safeway vs. Hartford: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safeway charges $223.32 per month and Hartford charges $195.73 per month for customers who own their home.

Own/Rent Safeway Hartford
Own $223.32 $195.73
Rent $272.64 $196.96

What is Safeway and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeway and Hartford ranked among the industry ratings.

ComparisonSafewayHartford
Year Founded19591810
Market Share4.31%
A.M. Best RatingAA
BBBA+A-
Financial StrengthExcellentExcellent
NAIC Complaint Index1.31
NAIC Complaint Ratio1.65
S&P RatingA

Safeway or Hartford: Insurance Products Offered

What coverage is available through Safeway and Hartford? Both insurance companies offer Auto, Condo, Home, and Renters insurance. Additional products from Hartford insurance also includes Commercial, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safeway and Hartford Insurance page.

InsuranceSafewayHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Safeway or Hartford: Ways To Save

Safeway offers a wide range of discounts to its policyholders, including Prior Proof of Insurance, , and discounts. However, Hartford also offers a few discounts that Safeway doesn’t, including Vehicle Fuel Type (Hybrid or Electric Vehicles), Paid-in-Full, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Safeway insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SafewayHartford
Multi-Car Policy DiscountAirbags Discount
Prior Proof of InsuranceAnti-theft Device Discount
Bundle Insurance Savings
Defensive Driver Course
Driver Training Discount
Good Student Discount
Paid-in-Full Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)

Pros & Cons of Safeway & Hartford

Pros

Safeway
  • Safeway is a financially strong company, so you know your claims will be paid.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Safeway
  • Safeway’s website is not informative at all.
  • A high rate of complaints about the slow claims process.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Safeway or Hartford Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Safeway Mobile App
Safeway does not currently have a mobile app.
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Safeway & Hartford Contact Info

Safeway Contact Info
Address790 Pasquinelli Dr, Westmont, IL 60559
Phone1 (626) 471-1016
Websitehttps://www.safewayinsurance.com/
Facebookhttps://www.facebook.com/SafewayInsuranceConsumerProtection/
Youtubehttps://www.youtube.com/playlist?list=PLEEFF2A9DB2ADE9EA
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safeway-insurance-company/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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