Safeway vs. Pemco Insurance

Which insurance provider is right for you? Compare pros & cons, price, and quotes from Safeway and Pemco.

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Safeway vs. Pemco: What You Need to Know

Since 1959, Safeway Insurance has been offering insurance to individuals and families in the U.S. The company was founded by the Parillo family, a historic private investor in the Chicago Sun-Times. In addition to its headquarters in Westmont, Illinois, the company has field offices in most states it operates in: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Louisiana, Mississippi, New Mexico, Tennessee, and Texas.

Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safeway Overview and PEMCO Overview.

Safeway vs. PEMCO: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safeway and PEMCO. On average, Safeway charges approximately $274.97 per month while PEMCO comes in at around $99.17 per month. For Safeway, the cheapest state average is Alabama at $200.99 per month and the most expensive is Louisiana at $350.99 per month. For PEMCO, the cheapest state average is Washington at $99.12 per month and the most expensive is Washington at $99.12 per month.

Safeway

Average Rate

$274.97
PEMCO

Average Rate

$99.17
National

Average Rate

$119.16
State Safeway PEMCO
Alabama $200.99 -
Arizona $261.88 -
Louisiana $350.99 -
Mississippi $252.26 -
Washington- $99.12

Safeway vs. PEMCO: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safeway and PEMCO typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safeway PEMCO
1 Vehicle $263.69 $92.96
2 Vehicles $316.62 $118.38

Safeway vs. PEMCO: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safeway charges $244.82 per month and PEMCO charges $96.40 per month for customers who own their home.

Own/Rent Safeway PEMCO
Own $244.82 $96.40
Rent $294.46 $100.60

What is Safeway and Pemco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeway and Pemco ranked among the industry ratings.

ComparisonSafewayPemco
Year Founded19591949
Market Share4.31%3.8%
A.M. Best RatingAB++
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
NAIC Complaint Index1.31

Safeway or Pemco: Insurance Products Offered

What coverage is available through Safeway and Pemco? Both insurance companies offer Auto, Condo, Home, and Renters insurance. Additional products from Pemco insurance also includes Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safeway and PEMCO Insurance page.

InsuranceSafewayPemco
Auto Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Safeway or Pemco: Ways To Save

Safeway offers a wide range of discounts to its policyholders, including Prior Proof of Insurance, , and discounts. However, Pemco also offers a few discounts that Safeway doesn’t, including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Safeway insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SafewayPemco
Multi-Car Policy DiscountAccident Forgiveness Benefit
Prior Proof of InsuranceAdvance Purchase Discount (for new business)
Auto Plus Home Discount
Defensive Driver Discount
Distant Student Discount
Educator Discount
Good Student Discount
Homeownership Discount
Life Insurance (only for members of the teacher’s credit union)
Low Mileage Discount
Loyal Auto Customer Discount
Minor Ticket Forgiveness Benefit
New Vehicle Discount
Paid in Full Discount
Safety/Security Feature Discount
University of Washington Alumni Discount

Pros & Cons of Safeway & Pemco

Pros

Safeway
  • Safeway is a financially strong company, so you know your claims will be paid.
Pemco
  • PEMCO was ranked amongst the best by JD Power.
  • Positive reviews from customers

Cons

Safeway
  • Safeway’s website is not informative at all.
  • A high rate of complaints about the slow claims process.
Pemco

Safeway or Pemco Mobile Apps Options

The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.

Safeway Mobile App
Safeway does not currently have a mobile app.
Pemco Mobile App
iOS     3.65 user reviews
Android     4.368 user reviews

Safeway & Pemco Contact Info

Safeway Contact Info
Address790 Pasquinelli Dr, Westmont, IL 60559
Phone1 (626) 471-1016
Websitehttps://www.safewayinsurance.com/
Facebookhttps://www.facebook.com/SafewayInsuranceConsumerProtection/
Youtubehttps://www.youtube.com/playlist?list=PLEEFF2A9DB2ADE9EA
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safeway-insurance-company/
Pemco Contact Info
Address1300 Dexter Avenue N. Seattle, WA 98109-3571
Phone1 (800) 467-3626
Websitehttps://pemco.com/
Facebookhttps://www.facebook.com/PEMCOInsurance/
Youtubehttps://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g
Twitterhttps://twitter.com/PEMCO
Linkedinhttps://www.linkedin.com/company/pemco/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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