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Safeway vs. Pemco Insurance
Which insurance provider is right for you? Compare pros & cons, price, and quotes from Safeway and Pemco.
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Safeway vs. Pemco: What You Need to Know
Since 1959, Safeway Insurance has been offering insurance to individuals and families in the U.S. The company was founded by the Parillo family, a historic private investor in the Chicago Sun-Times. In addition to its headquarters in Westmont, Illinois, the company has field offices in most states it operates in: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Louisiana, Mississippi, New Mexico, Tennessee, and Texas.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safeway Overview and PEMCO Overview.
Safeway vs. PEMCO: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Safeway and PEMCO. On average, Safeway charges approximately $251.03 per month while PEMCO comes in at around $100.45 per month. For Safeway, the cheapest state average is Arizona at $229.13 per month and the most expensive is Arizona at $229.13 per month. For PEMCO, the cheapest state average is Washington at $100.45 per month and the most expensive is Washington at $100.45 per month.
Average Rate
Average Rate
Average Rate
| State | Safeway | PEMCO |
|---|---|---|
| Arizona | $229.13 | - |
| Washington | - | $100.45 |
Safeway vs. PEMCO: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safeway and PEMCO typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Safeway | PEMCO |
|---|---|---|
| 1 Vehicle | $247.26 | $100.90 |
Safeway vs. PEMCO: Rates by Homeownership
What is Safeway and Pemco Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeway and Pemco ranked among the industry ratings.
| Comparison | Safeway | Pemco |
|---|---|---|
| Year Founded | 1959 | 1949 |
| Market Share | 4.31% | 3.8% |
| A.M. Best Rating | A | B++ |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power | Among the Best | |
| NAIC Complaint Index | 1.31 |
Safeway or Pemco: Insurance Products Offered
What coverage is available through Safeway and Pemco? Both insurance companies offer Auto, Condo, Home, and Renters insurance. Additional products from Pemco insurance also includes Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safeway and PEMCO Insurance page.
| Insurance | Safeway | Pemco |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ |
Safeway or Pemco: Ways To Save
Safeway offers a wide range of discounts to its policyholders, including Prior Proof of Insurance, , and discounts. However, Pemco also offers a few discounts that Safeway doesn’t, including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Safeway insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Safeway | Pemco |
|---|---|
| Multi-Car Policy Discount | Accident Forgiveness Benefit |
| Prior Proof of Insurance | Advance Purchase Discount (for new business) |
| Auto Plus Home Discount | |
| Defensive Driver Discount | |
| Distant Student Discount | |
| Educator Discount | |
| Good Student Discount | |
| Homeownership Discount | |
| Life Insurance (only for members of the teacher’s credit union) | |
| Low Mileage Discount | |
| Loyal Auto Customer Discount | |
| Minor Ticket Forgiveness Benefit | |
| New Vehicle Discount | |
| Paid in Full Discount | |
| Safety/Security Feature Discount | |
| University of Washington Alumni Discount |
Pros & Cons of Safeway & Pemco
Pros
Safeway
- Safeway is a financially strong company, so you know your claims will be paid.
Pemco
- PEMCO was ranked amongst the best by JD Power.
- Positive reviews from customers
Cons
Safeway
- Safeway’s website is not informative at all.
- A high rate of complaints about the slow claims process.
Pemco
Safeway or Pemco Mobile Apps Options
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
| Safeway Mobile App | ||
|---|---|---|
| Safeway does not currently have a mobile app. | ||
| Pemco Mobile App | ||
|---|---|---|
| iOS | 3.6 | 5 user reviews |
| Android | 4.3 | 68 user reviews |
Safeway & Pemco Contact Info
| Safeway Contact Info | |
|---|---|
| Address | 790 Pasquinelli Dr, Westmont, IL 60559 |
| Phone | 1 (626) 471-1016 |
| Website | https://www.safewayinsurance.com/ |
| https://www.facebook.com/SafewayInsuranceConsumerProtection/ | |
| Youtube | https://www.youtube.com/playlist?list=PLEEFF2A9DB2ADE9EA |
| https://twitter.com/safetyins | |
| https://www.linkedin.com/company/safeway-insurance-company/ | |
| Pemco Contact Info | |
|---|---|
| Address | 1300 Dexter Avenue N. Seattle, WA 98109-3571 |
| Phone | 1 (800) 467-3626 |
| Website | https://pemco.com/ |
| https://www.facebook.com/PEMCOInsurance/ | |
| Youtube | https://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g |
| https://twitter.com/PEMCO | |
| https://www.linkedin.com/company/pemco/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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