Sentry vs. AAA Insurance

Which insurance carrier is right for you? Compare coverage, cost, and quotes from Sentry and AAA.

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Sentry vs. AAA: What You Need to Know

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Sentry Overview and Auto Club Group Overview.

Sentry vs. Auto Club Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Sentry and Auto Club Group. On average, Sentry charges approximately $272.32 per month while Auto Club Group comes in at around $303.97 per month. For Sentry, the cheapest state average is Idaho at $150.02 per month and the most expensive is Delaware at $496.44 per month. For Auto Club Group, the cheapest state average is Wisconsin at $120.16 per month and the most expensive is Michigan at $375.34 per month.

Sentry

Average Rate

$272.32
Auto Club Group

Average Rate

$303.97
National

Average Rate

$119.16
State Sentry Auto Club Group
Arkansas $246.82 -
Delaware $496.44 -
Idaho $150.02 -
Illinois- $303.25
Iowa $162.17 -
Michigan- $375.34
Minnesota- $206.94
Nebraska- $166.15
Oregon $275.54 -
Pennsylvania $339.37 -
Washington $234.23 -
West Virginia $339.30 -
Wisconsin $186.06 $120.16

Sentry vs. Auto Club Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Sentry and Auto Club Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Sentry Auto Club Group
1 Vehicle $256.25 $291.26
2 Vehicles $319.50 $339.58
3 Vehicles $ $559.96

Sentry vs. Auto Club Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Sentry charges $256.43 per month and Auto Club Group charges $294.17 per month for customers who own their home.

Own/Rent Sentry Auto Club Group
Own $256.43 $294.17
Rent $281.07 $310.36

What is Sentry and AAA Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Sentry and AAA ranked among the industry ratings.

ComparisonSentryAAA
Year Founded19041902
A.M. Best RatingA+A-
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.53
S&P RatingA+

Sentry or AAA: Insurance Products Offered

What coverage is available through Sentry and AAA? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Triple-A insurance also includes Renters and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Sentry and Auto Club Group Insurance page.

InsuranceSentryAAA
Auto Insurance
Commercial Insurance
Home Insurance
Life Insurance
Renters Insurance
RV Insurance
SR22/FR44

Sentry or AAA: Ways To Save

AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. In contrast, Sentry also offers a few discounts that AAA doesn’t, including Vehicle Safety Features, Transfer, and Payment Frequencys discounts. Start taking advantage of discounts offered by insurance providers like AAA and Sentry insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SentryAAA
Driving Course DiscountsGood Driver Discount
Homeowners DiscountGood Student Discount
Multi-vehicle DiscountLoyalty Discount
Payment Frequency DiscountsMulti-policy Discount
Transfer DiscountMulti-vehicle Discount
Vehicle Safety Feature DiscountsVerified Mileage Discount

Pros & Cons of Sentry & AAA

Pros

Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.
AAA
  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.

Cons

Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
AAA
  • The annual fee for membership.
  • Membership required to buy car insurance.

Sentry or AAA Mobile Apps Options

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews
AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews

Sentry & AAA Contact Info

Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/
AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Phone1-877-387-8378
Websitehttps://www.aaa.com/
Facebookhttps://www.facebook.com/AAAFanPage/
Youtubehttps://www.youtube.com/user/AAA
Twitterhttps://twitter.com/AAA4lyfe
Linkedinhttps://www.linkedin.com/company/aaa/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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