Sentry vs. Country Insurance

Which insurance carrier is right for you? Compare products, insights, and quotes from Sentry and Country.

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Sentry vs. Country: What You Need to Know

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance and 529 College Savings Plans. In 1997, based on their principle of putting people first, the cliente service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company® and its respective subsidiaries, are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities and planning services.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Sentry Overview and Country Overview.

Sentry vs. Country: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Sentry and Country. On average, Sentry charges approximately $285.55 per month while Country comes in at around $153.52 per month. For Sentry, the cheapest state average is Idaho at $151.00 per month and the most expensive is Delaware at $497.70 per month. For Country, the cheapest state average is Oregon at $105.64 per month and the most expensive is Minnesota at $203.15 per month.

Sentry

Average Rate

$285.55
Country

Average Rate

$153.52
National

Average Rate

$120.11
State Sentry Country
Alabama- $115.15
Arizona- $156.81
Arkansas $246.05 -
Delaware $497.70 -
Georgia- $170.88
Idaho $151.00 -
Illinois- $105.93
Iowa $160.18 -
Minnesota- $203.15
Nevada- $186.80
Oregon $279.06 $105.64
Pennsylvania $357.90 -
Washington $236.38 -
West Virginia $341.40 -
Wisconsin $193.02 -

Sentry vs. Country: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Sentry and Country typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Sentry Country
1 Vehicle $268.81 $142.71
2 Vehicles $342.08 $195.94
3 Vehicles $453.44 $265.36

Sentry vs. Country: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Sentry charges $266.58 per month and Country charges $143.33 per month for customers who own their home.

Own/Rent Sentry Country
Own $266.58 $143.33
Rent $294.48 $157.93

What is Sentry and Country Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Sentry and Country ranked among the industry ratings.

ComparisonSentryCountry
Year Founded19041925
Market Share0.49%
A.M. Best RatingA+A+ (Superior)
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.22

Sentry or Country: Insurance Products Offered

What coverage is available through Sentry and Country? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Country insurance also includes Condo, Farm, Health, Motorcycle, Pet, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Sentry and Country Insurance page.

InsuranceSentryCountry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
SR22/FR44

Sentry or Country: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequencys discounts. In contrast, Country also offers a few discounts that Sentry doesn’t, including Occupation, Multi-policy, and Multi-car discounts. Start taking advantage of discounts offered by insurance providers like Country and Sentry insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SentryCountry
Driving Course DiscountsAdvance Quote Discount
Homeowners DiscountAnti-theft Discount
Multi-vehicle DiscountCollege Graduate Discount
Payment Frequency DiscountsDefensive Driver Discount
Transfer DiscountDiscounts for Teens
Vehicle Safety Feature DiscountsEngaged Couple Discount
Good Driver Discount
Good Student
Legacy Discount
Multi-car Discount
Multi-policy Discount
Occupation Discount

Pros & Cons of Sentry & Country

Pros

Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.
Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.

Cons

Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
Country
  • It doesn’t reward loyal customers.

Sentry or Country Mobile Apps Options

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews
Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews

Sentry & Country Contact Info

Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/
Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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