Sentry vs. Erie Insurance

Which insurance company is right for you? Compare plans, savings, and quotes from Sentry and Erie.

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Sentry vs. Erie: What You Need to Know

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word “service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE 500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Sentry Overview and Erie Overview.

Sentry vs. Erie: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Sentry and Erie. On average, Sentry charges approximately $259.69 per month while Erie comes in at around $121.76 per month. For Sentry, the cheapest state average is Washington at $239.36 per month and the most expensive is Washington at $239.36 per month. For Erie, the cheapest state average is Ohio at $80.80 per month and the most expensive is New York at $140.48 per month.


Average Rate


Average Rate


Average Rate

State Sentry Erie
New York- $140.48
Ohio- $80.80
Washington $239.36 -

Sentry vs. Erie: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Sentry and Erie typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Sentry Erie
1 Vehicle $244.76 $119.40
2 Vehicles $ $132.53

Sentry vs. Erie: Rates by Homeownership


Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Sentry charges $306.03 per month and Erie charges $155.81 per month for customers who own their home.

Own/Rent Sentry Erie
Own $306.03 $155.81
Rent $246.82 $114.31

What is Sentry and Erie Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Sentry and Erie ranked among the industry ratings.

Year Founded19041925
Market Share1.29%
A.M. Best RatingA+A+
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.22

Sentry or Erie: Insurance Products Offered

What coverage is available through Sentry and Erie? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Erie insurance also includes Condo, Health, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Sentry and Erie Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Sentry or Erie: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequencys discounts. In contrast, Erie also offers a few discounts that Sentry doesn’t, including Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Erie and Sentry insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Driving Course DiscountsAdvance Quote Discount
Homeowners DiscountAge 55 Discount
Multi-vehicle DiscountDriver Training Discount
Payment Frequency DiscountsMulti-Policy Discount
Transfer DiscountMulti-Vehicle Discount
Vehicle Safety Feature DiscountsNew Vehicle Discount
Paid in Full Discount
Prior Bodily Injury Limits (BIL) Discount
Reduced Usage Discount
Safe Driver Discount
Safety Features Discount
Student Discount
Teen Driver Discount
Young Driver Loyalty Discount

Pros & Cons of Sentry & Erie


  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.
  • Erie Insurance is well-known for its competitive price and excellent claims service.
  • It has fewer customer complaints than the industry median, relative to its size.
  • Offers 12-month premium quotes
  • Multiple discounts available
  • It locks in your auto insurance rate, so your premium won’t change unless you add or remove drivers or cars.


  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
  • It doesn’t accept claims online, only by phone.
  • It offers its products in only 12 states.

Sentry or Erie Mobile Apps Options

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

The Erie Insurance mobile app is available for iOS and Android.

Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews
Erie Mobile App
iOS     3.318 user reviews
Android     3.819 user reviews

Sentry & Erie Contact Info

Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Erie Contact Info
Address100 Erie Insurance Place, PA 16530

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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