Which insurance carrier is right for you? Compare rates, discounts, and quotes from State Auto and Erie.
In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only be sold through independent agents, a decision that became company policy that is still in effect.
Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word “service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE 500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).
Below is a list of the average rates that drivers typically pay with State Auto and Erie. On average, State Auto charges approximately $286.34 per month while Erie comes in at around $161.31 per month. For State Auto, the cheapest state average is North Dakota at $180.68 per month and the most expensive is South Carolina at $310.72 per month. For Erie, the cheapest state average is North Carolina at $84.82 per month and the most expensive is New York at $232.47 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that State Auto and Erie typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||State Auto||Erie|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Auto charges $279.01 per month and Erie charges $142.65 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how State Auto and Erie ranked among the industry ratings.
|A.M. Best Rating||A+||A+|
|NAIC Complaint Ratio||0.22|
What coverage is available through State Auto and Erie? Both insurance companies offer Auto, Commercial, Condo, and Home insurance. Additional products from Erie insurance also includes Health, Life, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Auto and Erie Insurance page.
State Auto offers a wide range of discounts to its policyholders, including Anti-theft Device, Driver Training, and Good Student discounts. In contrast, Erie also offers a few discounts that State Auto doesn’t, including Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Erie and State Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident Prevention Course||Advance Quote Discount|
|Anti-theft Device Discount||Age 55 Discount|
|Driver Training||Driver Training Discount|
|Good Student Discount||Multi-Policy Discount|
|Multi-car Discount||Multi-Vehicle Discount|
|Multi-policy Discount||New Vehicle Discount|
|Paid in Full Discount||Paid in Full Discount|
|State Auto Safety 360||Prior Bodily Injury Limits (BIL) Discount|
|State Auto Start-Up||Reduced Usage Discount|
|Safe Driver Discount|
|Safety Features Discount|
|Teen Driver Discount|
|Young Driver Loyalty Discount|
The State Auto telematics app is available for iOS and Android. The State Auto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.
The Erie Insurance mobile app is available for iOS and Android.
|State Auto Mobile App|
|iOS||1.8||17 user reviews|
|Android||2.3||25 user reviews|
|Erie Mobile App|
|iOS||3.3||18 user reviews|
|Android||3.8||19 user reviews|
|State Auto Contact Info|
|Address||518 East Broad Street, Columbus, OH 43215|
|Phone||1 (833) 724-3577|
|Erie Contact Info|
|Address||100 Erie Insurance Place, PA 16530|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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