State Auto vs. Hanover Insurance

State Auto vs. Hanover: What You Need to Know

In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only be sold through independent agents, a decision that became company policy that is still in effect.

In 1852, The Hanover Fire Insurance Company opened in Manhattan at Hanover Square. Author Washington Irving was one first investor. In 1864, while the U.S expanded West, The Hanover formed a general agency to service settlers. In 1866, 1800 buildings burned down in Portland, Maine. The Hanover paid all claims and helped rebuild the city. In 1871, the Great Chicago Fire destroyed more than three square miles of the city. There was $3 billion worth of losses, but the Hanover met all claim obligations. In 1872, a fire in Boston, Massachusetts burned down nearly half the city, but the Hanover paid all claims.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Auto Overview and Hanover Overview.

State Auto vs. Hanover: How much are the Average Rates?

State Auto vs. Hanover: Rates by Number of Vehicle

State Auto vs. Hanover: Rates by Homeownership

What is State Auto and Hanover Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how State Auto and Hanover ranked among the industry ratings.

State Auto or Hanover: Insurance Products Offered

What coverage is available through State Auto and Hanover? Both insurance companies offer Auto, Commercial, Home, Umbrella insurance. Additional products from State Auto insurance also includes Condo and Farm insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Auto and Hanover Insurance page.

State Auto or Hanover: Ways To Save

State Auto offers a wide range of discounts to its policyholders, including Anti-theft Device, Driver Training, and Good Student discounts. In contrast, Hanover also offers a few discounts that State Auto doesn’t, including Student Away at School, Pay-in-Full, and One Bill discounts. Start taking advantage of discounts offered by insurance providers like Hanover and State Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

State Auto or Hanover Mobile Apps Options

The State Auto telematics app is available for iOS and Android. The State Auto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.

The Hanover Mobile app is available for iOS and Android. With this app, you’ll be able to see vital policy information and billing information. You can also file a home or auto claim without making a phone call.

State Auto & Hanover Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.