State Auto vs. Sentry Insurance

Which insurance provider is right for you? Compare discounts, price, and quotes from State Auto and Sentry.

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State Auto vs. Sentry: What You Need to Know

In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only be sold through independent agents, a decision that became company policy that is still in effect.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Auto Overview and Sentry Overview.

State Auto vs. Sentry: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with State Auto and Sentry. On average, State Auto charges approximately $222.94 per month while Sentry comes in at around $285.55 per month. For State Auto, the cheapest state average is North Dakota at $136.51 per month and the most expensive is Maryland at $271.11 per month. For Sentry, the cheapest state average is Idaho at $151.00 per month and the most expensive is Delaware at $497.70 per month.

State Auto

Average Rate

$222.94
Sentry

Average Rate

$285.55
National

Average Rate

$120.03
State State Auto Sentry
Alabama $173.00 -
Arkansas- $246.05
Delaware- $497.70
Idaho- $151.00
Illinois $210.91 -
Indiana $235.89 -
Iowa- $160.18
Kentucky $196.83 -
Maryland $271.11 -
North Dakota $136.51 -
Ohio $157.08 -
Oregon- $279.06
Pennsylvania $223.91 $357.90
South Carolina $175.28 -
Tennessee $177.33 -
Texas $269.41 -
Utah $193.86 -
Washington- $236.38
West Virginia- $341.40
Wisconsin $170.44 $193.02

State Auto vs. Sentry: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that State Auto and Sentry typically charge for drivers who have more than 1 vehicle.

Number of Vehicles State Auto Sentry
1 Vehicle $212.80 $268.81
2 Vehicles $258.87 $342.08
3 Vehicles $379.11 $453.44

State Auto vs. Sentry: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Auto charges $201.38 per month and Sentry charges $266.58 per month for customers who own their home.

Own/Rent State Auto Sentry
Own $201.38 $266.58
Rent $232.97 $294.48

What is State Auto and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how State Auto and Sentry ranked among the industry ratings.

ComparisonState AutoSentry
Year Founded19211904
A.M. Best RatingA+A+
BBB RatingA+A+
Financial StrengthExcellentExcellent

State Auto or Sentry: Insurance Products Offered

What coverage is available through State Auto and Sentry? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from State Auto insurance also includes Condo, Farm, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Auto and Sentry Insurance page.

InsuranceState AutoSentry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Life Insurance
SR22/FR44
Umbrella Insurance

State Auto or Sentry: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequencys discounts. In contrast, State Auto also offers a few discounts that Sentry doesn’t, including State Auto Start-Up, State Auto Safety 360, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Sentry and State Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

State AutoSentry
Accident Prevention CourseDriving Course Discounts
Anti-theft Device DiscountHomeowners Discount
Driver TrainingMulti-vehicle Discount
Good Student DiscountPayment Frequency Discounts
Multi-car DiscountTransfer Discount
Multi-policy DiscountVehicle Safety Feature Discounts
Paid in Full Discount
State Auto Safety 360
State Auto Start-Up

Pros & Cons of State Auto & Sentry

Pros

State Auto
  • State Auto offers tiers of protection, which simplifies decision-making about coverages based on budget.
Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.

Cons

State Auto
  • The mobile app is not for most drivers, only those who take part in the Safe Auto telematics program.
  • Car insurance is only available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wisconsin.
Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

State Auto or Sentry Mobile Apps Options

The State Auto telematics app is available for iOS and Android. The State Auto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

State Auto Mobile App
iOS     1.817 user reviews
Android     2.325 user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

State Auto & Sentry Contact Info

State Auto Contact Info
Address518 East Broad Street, Columbus, OH 43215
Phone1 (833) 724-3577
Websitehttps://www.stateauto.com/
Facebookhttps://www.facebook.com/stateauto/
Twitterhttps://twitter.com/StateAuto
Linkedinhttps://www.linkedin.com/company/state-auto-insurance
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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