Which insurance provider is right for you? Compare discounts, insights, and quotes from State Farm and Auto-Owners.
State Farm was founded in 1922 by George Jacob “G.J.” Mecherle, a retired farmer and insurance salesman. The code of conduct for the company has always been “to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.” From the start, the company was branded as being “Like a good neighbor” and for “being there” for all State Farm customers. Fittingly, the State Farm agent in the television commercials is Patrick Minnis, a real State Farm insurance agent from Tempe, AZ. In 1971, Barry Manilow wrote the famous State Farm jingle that cemented the company’s brand as a helpful neighbor and Weezer covered the famous jingle in 2011.
Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Farm Overview and Auto-Owners Insurance Co Overview.
Below is a list of the average rates that drivers typically pay with State Farm and Auto-Owners Insurance Co. On average, State Farm charges approximately $141.36 per month while Auto-Owners Insurance Co comes in at around $121.22 per month. For State Farm, the cheapest state average is Iowa at $64.61 per month and the most expensive is Michigan at $244.28 per month. For Auto-Owners Insurance Co, the cheapest state average is Iowa at $83.14 per month and the most expensive is Colorado at $171.72 per month.
|State||State Farm||Auto-Owners Insurance Co|
|District of Columbia||$144.33||-|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that State Farm and Auto-Owners Insurance Co typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||State Farm||Auto-Owners Insurance Co|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Farm charges $146.56 per month and Auto-Owners Insurance Co charges $126.99 per month for customers who own their home.
|Own/Rent||State Farm||Auto-Owners Insurance Co|
Which car insurance company is better? We've made it easy to compare companies side by side. See how State Farm and Auto-Owners ranked among the industry ratings.
|A.M. Best Rating||A++|
|JD Power Ranking||About Average||Better Than Most|
|NAIC Complaint Index||2.58||0.77|
What coverage is available through State Farm and Auto-Owners? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Renters, and RV insurance. Additional products from Auto-Owners insurance also includes Farm, Pet, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Farm and Auto-Owners Insurance Co Insurance page.
State Farm offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Good Driving discounts. However, Auto-Owners also offers a few discounts that State Farm doesn’t, including Teen Driver Monitoring, Safety Features, and Payment History discounts. Start taking advantage of discounts offered by insurance providers like Auto-Owners and State Farm insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident-Free Discount||Advance Quote Discount|
|Anti-theft Discount||Favorable Loss History|
|Defensive Driving Discount||Good Student Discount|
|Good Driving Discount||Green Discount|
|Multiple Auto Discount||Life Multi-policy Discount|
|Multiple Line Discount||Multi-car Discount|
|Passive Restraint Discount||Multi-policy Discount|
|Safe Driver Discounts||Paid-in-full Discount|
|Student Away at School Discount||Payment History|
|Vehicle Safety Discount||Safety Features Discounts|
|Student Away at School Discount|
|Teen Driver Monitoring Discount|
The State Farm Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
The Auto-Owners Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.
|State Farm Mobile App|
|iOS||4.8||15K user reviews|
|Android||4.1||16K user reviews|
|Auto-Owners Mobile App|
|iOS||3.3||34 user reviews|
|Android||4.3||53 user reviews|
|State Farm Contact Info|
|Address||One State Farm Plaza, Bloomington, IL 61710|
|Auto-Owners Contact Info|
|Address||6101 Anacapri Blvd., Lansing, MI, 48917|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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