
Derek is a former staff writer and has written 100+ articles on property & casualty, health and life insurance topics as an insurance expert for SmartFinancial. Within his decade-long career writing about finances, entertainment, religion and philosophy, Derek spent three years writing financial articles for credit unions throughout the U.S. He prides himself on his ability to translate complex topics into actionable tips for everyday people.
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The cost of sports car insurance varies with prices ranging from $117.63 per month for a Chevrolet Camero to as high as $785.78 per month for a Porsche 911. Sports cars are typically more expensive to insure than other vehicles due to their higher purchase prices coupled with the potential risk inherent in driving a vehicle designed for speed and maneuverability.
Coinsurance is the percentage you pay towards each covered medical service and is typically paid after you meet your plan's annual deductible.
If you bought renters insurance but your roommate did not, there are a few things you need to know.
Jobs that get car insurance discounts include educators, first responders, engineers and many others. As an added bonus, some insurance companies mark drivers with these occupations as low-risk and may charge lower premiums as a result.
We have some frequently asked questions that will help you as you comparison shop health insurance rates online. Keep reading to make sure you have the right plan.
If you have a mortgage, a small business or any dependents relying on your income, then you likely need life insurance. The amount and type of life insurance you should buy may depend on how old you are, how much money you make and what expenses you intend for the life insurance death benefit to cover.
Your life insurance policy will pay a death benefit to your beneficiary if you die due to natural causes, you were the victim in an accident or homicide or, in some cases, if you commit suicide. Your beneficiary can spend the death benefit however they want. For example, it can be used to repay joint debt, start a college fund or pay for childcare.
If you need to file a renters insurance claim, you’ll want to gather the necessary documentation and contact your insurance company as soon as possible. Avoid delays in filing and double-check that whatever loss you’re filing a claim for will be covered. Otherwise, your claim could be denied.
Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.