Derek has written 100+ articles on property & casualty, health and life insurance topics as an insurance expert for SmartFinancial. Within his decade-long career writing about finances, entertainment, religion and philosophy, Derek spent three years writing financial articles for credit unions throughout the U.S. He prides himself on his ability to translate complex topics into actionable tips for everyday people.
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Business insurance will protect your company from liability claims and other risks. Learn how much coverage costs.
A business owners policy (BOP) is a commercial plan that bundles general liability, business property and business interruption insurance into a single package.
Your health insurance deductible is how much you need to pay before your insurance coverage starts paying for your medical expenses. Learn how they work and which deductible is best for you.
PPOs typically have larger provider networks and don’t require specialist referrals but are also more expensive than HMOs.
Your car insurance declaration summarizes your coverage and includes your insurance costs and who is listed on your policy. Read to see what else is included on your declaration page.
Personal injury protection (PIP) covers your medical expenses and even lost wages if you are injured in a car accident. Learn if your PIP is available in your state.
Choose a car insurance deductible that fits your budget and will complement your driving habits. Learn what factors to consider and whether you choose to go low or high.
Learn how to protect your home with these 15 tips, including installing smart home devices and creating a home inventory.
Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.