Derek San Filippo

Derek San Filippo

Insurance Expert

Derek has over 10 years of experience writing web content for a variety of online publications. His pieces range from finances and entertainment to religion and philosophy. For the past three years, Derek has focused on writing financial literacy articles for credit unions throughout the country. He prides himself on being able to take complex topics and make them accessible to the general public.


check SmartFinancial’s Editorial Standards

Offering Unbiased, Fact-based Information

Insurance can be downright confusing. SmartFinancial’s fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. We aim to help protect individuals, families and small businesses while sharing tips on how to save money.

SmartFinancial on Pricing

SmartFinancial allows shoppers to compare top-rated national insurance companies as well as a vast network of local and regional side-by-side. We never charge a fee to compare insurance options, and we work with dozens of insurance companies without bias towards any particular one. Our articles also offer unbiased information and pricing that will help you choose the company that fits your budget and needs.

Our Editorial Team

We pride ourselves in only hiring writers with extensive editorial experience, top-notch research skills and expertise in insurance. SmartFinancial uses trusted, unbiased sources for research, and we use in-house analysts to compare pricing.

SmartFinancial’s Sources

In addition to external sources that include the state departments of insurance, the Insurance Information Institute (III) and Life Insurance Marketing and Research Association (LIMRA), we write articles and share pricing averages based on the following internal data: Our editorial team periodically updates all articles to ensure that we have the most current and accurate information and pricing. We work hard at being a reliable source, so if you find an error, please contact us:

For a telephone quote comparison, call: 855.214.2291

Recent Articles

Auto Insurance
Windshield Replacement: Is It Covered By Car Insurance?

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Auto Insurance
Can You Refinance a Car Loan?

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Auto Insurance
What Is Temporary Car Insurance?

Driving without insurance is not an option and going without insurance could cost you more in the long-run, so at least get temporary coverage get covered ASAP!

Auto Insurance
Can I Buy Car Insurance Without a Driver's License?

Car insurance is mandatory in most states. See how you can buy it without a driver's license.

Auto Insurance
Why Do Car Insurance Quotes Change from Person to Person?

Do you borrow other people's cars often or rent cars instead of owning one? There are many reasons to consider buying a non-owner car insurance policy. See how it works.

Health Insurance
25 Questions to Ask When Buying Health Insurance

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Life Insurance
Do I Need Life Insurance?

Life insurance provides financial support in the event of your death for people who depend on your income such as your spouse, children or business partners. See how life insurance works.

Renters Insurance
Filing a Renters Insurance Claim

Avoid unnecessary steps and process the claim with less confusion. Read our guide on how to file renters insurance claims with your carrier.

Life Insurance
25 Questions To Ask When Buying a Life Insurance Policy

Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.