Derek San Filippo

Derek San Filippo

Insurance Expert

Derek has over 10 years of experience writing web content for a variety of online publications. His pieces range from finances and entertainment to religion and philosophy. For the past three years, Derek has focused on writing financial literacy articles for credit unions throughout the country. He prides himself on being able to take complex topics and make them accessible to the general public.


check SmartFinancial’s Editorial Standards

Offering Unbiased, Fact-based Information

Insurance can be downright confusing. SmartFinancial’s fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. We aim to help protect individuals, families and small businesses while sharing tips on how to save money.

SmartFinancial on Pricing

SmartFinancial allows shoppers to compare top-rated national insurance companies as well as a vast network of local and regional side-by-side. We never charge a fee to compare insurance options, and we work with dozens of insurance companies without bias towards any particular one. Our articles also offer unbiased information and pricing that will help you choose the company that fits your budget and needs.

Our Editorial Team

We pride ourselves in only hiring writers with extensive editorial experience, top-notch research skills and expertise in insurance. SmartFinancial uses trusted, unbiased sources for research, and we use in-house analysts to compare pricing.

SmartFinancial’s Sources

In addition to external sources that include the state departments of insurance, the Insurance Information Institute (III) and Life Insurance Marketing and Research Association (LIMRA), we write articles and share pricing averages based on the following internal data: Our editorial team periodically updates all articles to ensure that we have the most current and accurate information and pricing. We work hard at being a reliable source, so if you find an error, please contact us:

For a telephone quote comparison, call: 855.214.2291

Recent Articles

Medicare Insurance
Medicare Vs Medicaid: What's the Difference?

Medicare and Medicaid offer affordable healthcare coverage to the elderly, disabled and those with low-income comprehensive. See if you qualify and how it works.

Home Insurance
How Much Does Flood Insurance Cost?

The cost of flood insurance varies by state with typical numbers as low as $481 in Florida and as high as $3,647 in Vermont. See what prices are in your area and if you need it.

Life Insurance
What Is a Contingent Beneficiary?

A contingent beneficiary is a person, persons, or entity charged with receiving the death benefit from a life insurance policy payout. See why you need one.

Life Insurance
What Is Burial Insurance?

Burial insurance pays for final expenses but is not intended to leave large sums to a beneficiary. See if it's the right life insurance product for you.

Auto Insurance
How To Get a Driver's License

This guide provides an overview of everything you'll need to do to get your driver's license. Read about the age requirements, tests and documents you'll need.

Auto Insurance
Reckless Driving: Penalties by State and How it Affects Car Insurance

Reckless driving is defined as the operation of a vehicle in such a way that it disregards the safety of others and traffic laws. See what the fines, penalties and insurance consequences are.

Auto Insurance
What Is a Moving Violation?

If you get a moving violation, the consequences can be significant. Read what a moving violation is and what the impact is on car insurance rates.

Auto Insurance
Does Car Insurance Cover Gas Theft?

Thieves are drilling into fuel tanks in cars to steal gasoline, leaving many car owners with expensive car repair bills and empty tanks. See if you're covered by car insurance.

Auto Insurance
What Is Temporary Car Insurance?

Driving without insurance is not an option and going without insurance could cost you more in the long-run, so at least get temporary coverage get covered ASAP!