How to Protect Your Home
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You may have a few valuables that amount to thousands of dollars, maybe even tens of thousands. Even one piece of estate jewelry or a vintage diamond ring may be worth more than the payout maximum on your home insurance policy or renters insurance. We show you how to insure jewelry the right way.
Hurricane Katrina, Hurricane Irma, Hurricane Harvey and Hurricane Jose didn’t help Hurricane Barry much because it’s estimated that many people in the area are without home and flood insurance, which means they will be left the task of footing the bill of rebuilding their homes without much assistance.
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With all the benefits that come with owning a swimming pool there are also risks, which is why swimming pools are often called “an attractive nuisance.” According to the Centers for Disease Control and Prevention (CDC), approximately 10 people die from unintentional drowning.
Mortgage payments and possibly a homeowners warranty aren’t the only costs of owning a home. Nope, it doesn’t end with taxes and homeowners insurance either. Most people who set out to buy their first home are in for a surprise when the closing date approaches and they learn that they owe all sorts of money for the house they just bought.
Homeowners insurance was not designed to cover small or even big fixes, but to repair damage that is covered under the stipulations of your policy. In fact, you may end up paying more in monthly premiums if you file a claim that gets rejected. For this reason, we advise you to fully review your case and your policy to see if you’re covered before filing a claim.
Homeowners insurance is an important protection to have even when it’s not required for a primary home, a vacation home or condo.