21st Century vs. Arbella Insurance

21st Century vs. Arbella: What You Need to Know

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more. 21st Century Insurance was acquired in 2005 by AIG and then sold to Farmers Insurance Group in 2009.

Arbella was founded in 1988 in Quincy, Massachusetts, when they took over Kemper Group’s Massachusetts auto insurance business, which was then troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service.

The main difference between the two companies is the states in which they sell insurance. 21st Century primarily offers coverage in California and Arbella works in Massachusetts and Connecticut. Depending on where you live, You might only have one of these companies to choose from or neither of them. 

To learn more about each company, you can check out 21st Century Overview and Arbella Overview.

21st Century vs. Arbella Insurance Group: How much are the Average Rates?

21st Century vs. Arbella Insurance Group: Rates by Number of Vehicle

21st Century vs. Arbella Insurance Group: Rates by Homeownership

What Are 21st Century and Arbella's Ratings?

21st Century and Arbella are both mid-sized insurance companies with excellent financial strength. 21st Century was founded in 1958 while Arbella was founded 30 years later in 1988. Arbella is ranked below average by JD Power whereas 21st Century is ranked slightly higher at the 'About Average' level. What Arbella does have going in its favor however is their very lower customer complaint ratio which is quite a bit lower than the industry average.

21st Century or Arbella: Insurance Products Offered

21st Century and Arbella both offer a wide range of insurance coverage. Both companies offer the standard lines of insurance including Auto, Home and Motorcycle. 21st Century offers numerous other products including Flood and Personal Watercraft insurance. Arbella offers Disability, Umbrella, and Individual Major Medical Health Insurance.

21st Century or Arbella: Ways to Save

When it comes to discounts, Arbella offers considerably more options to save. If discounts are important to you, Arbella might very well be a better option for you. Both companies offer the standard Good Driver and Multi-car Discounts. However, Arbella offers numerous other discounts including Driver Simulator Training, Auto Loyalty, Military, and Account Credit.

21st Century or Arbella Mobile Apps Options

The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

Wheel Focused™ on iTunes and Google Play is an app created by Arbella and is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

21st Century & Arbella Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.