Which car insurance company is right for you? Compare plans, discounts and rates from 21st Century and Arbella.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more. 21st Century Insurance was acquired in 2005 by AIG and then sold to Farmers Insurance Group in 2009.
Arbella was founded in 1988 in Quincy, Massachusetts, when they took over Kemper Group’s Massachusetts auto insurance business, which was then troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service.
The main difference between the two companies is the states in which they sell insurance. 21st Century primarily offers coverage in California and Arbella works in Massachusetts and Connecticut. Depending on where you live, You might only have one of these companies to choose from or neither of them.
Below is a list of the average rates that drivers typically pay with 21st Century and Arbella Insurance Group. On average, 21st Century charges approximately $215.81 per month while Arbella Insurance Group comes in at around $149.15 per month. For 21st Century, the cheapest state average is Illinois at $116.55 per month and the most expensive is Florida at $254.92 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $149.15 per month and the most expensive is Massachusetts at $149.15 per month.
|State||21st Century||Arbella Insurance Group|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that 21st Century and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||21st Century||Arbella Insurance Group|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average 21st Century charges $210.69 per month and Arbella Insurance Group charges $133.21 per month for customers who own their home.
|Own/Rent||21st Century||Arbella Insurance Group|
21st Century and Arbella are are both mid-sized insurance companies with excellent financial strength. 21st Century was founded in 1958 while Arbella was founded 30 years later in 1988. Arbella is ranked below average by JD Power whereas 21st Century is ranked slightly higher at the 'About Average' level. What Arbella does have going in it's favor however is their very lower customer complaint ratio which is quite a bit lower than the industry average.
|JD Power Rating||About Average||Below Average|
|A.M. Best Rating||A||A-|
|NAIC Complaint Index||1.47%||0.11%|
21st Century and Arbella both offer a wide range of insurance coverage. Both companies offer the standard lines of insurance including Auto, Home and Motorcycle. 21st Century offers numerous other products including Flood and Personal Watercraft insurance. Arbella offers Disability, Umbrella, and Individual Major Medical Health Insurance.
|Auto Mechanical Breakdown|
When it comes to discounts, Arbella offers considerably more options to save. If discounts are important to you, Arbella might very well be a better option for you. Both companies offer the standard Good Driver and Multi-car Discounts. However, Arbella offers numerous other discounts including Driver Simulator Training, Auto Loyalty, Military, and Account Credit.
|Safe Driver Discount||Good Student Discount|
|Paperless & Autopay Discount||Premium in Full Discount|
|Multi-Car Discount||Energy-Saving Hybrids or Electrics Discount|
|Mature Driver Discount||Auto Loyalty Discount|
|Annual Mileage Discount|
|Driver Simulator Training Discount|
|Motorcycle Training Discount|
|Auto Rewards Discount|
|New Home Credit|
|Protective Devices Discount|
|New Business Discount|
|Multi-car Family Discount|
|Mass Save Discount|
|Deployment/Active Military Duty Discount|
|Account Credit Discount|
|Anti-theft Devices Discount|
|Student Away at College Discount|
|Advanced Driver Training Discount|
|Experienced Motorcycle Operator Discount|
|Renew and Save Discount|
|MAHA Workshops Savings Discount|
|Rental Property Account Credit|
|Residence Safety Package|
|Multi-car Individual/Spouse Discount|
The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
Wheel Focused™ on iTunes and Google Play is an app created by Arbella and is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|Arbella Mobile App|
|iOS||4.2||6 user reviews|
|Android||Not Rated||0 user reviews|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
|Arbella Contact Info|
|Address||1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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